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Move-in-ready 2023 home in Medley at Southshore Bay, offering a rare 3-bedroom + flex room layout, golf cart garage, and a premium corner lot with no rear neighbors. This floor plan provides extra space for guests, office use, hobbies, or storage — a feature not commonly available in many nearby resales. The kitchen includes quartz countertops, a large island, gas range, stainless steel appliances, upgraded pendant lighting, and an open flow into the main living and dining areas. The home also features an extended screened lanai, adding additional outdoor living space with privacy due to the open rear setting and corner placement. The primary suite offers a spacious layout with dual vanities and a walk-in closet. Additional highlights include upgraded fixtures throughout, smart-home features, a water softener system, and a fenced backyard. Medley at Southshore Bay is a gated 55+ community centered around its 5-acre crystal lagoon with swimming, kayaking, paddleboarding, cabanas, and planned social activities. Amenities also include a clubhouse, fitness center, pickleball, bocce, walking trails, and dog parks. This property provides a strong value compared to recent builder sales and similar 3-bedroom homes in the community, offering completed upgrades and immediate availability without construction delays. For buyers seeking additional space, a private lot, and access to lagoon-style amenities, this home is well-positioned in the current market. Schedule your showing to view the features and layout this property offers.
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $530 | $530 | $530 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,838 | $1,939 | $2,587 |
| Total Monthly Payment | $2,443 | $2,544 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.