|
|
Step into this contemporary, artist-inspired retreat offered fully furnished and turn-key, an airy two-story home on a desirable corner lot in Lincolnville’s vibrant downtown neighborhood. Clean lines, a dramatic wall of glass, and an open layout create a bright, expansive feel that blends modern style with warm rustic touches. The kitchen, refreshed with sleek Silestone-style quartz countertops and an induction cooktop with convection oven, anchors the main living space with both beauty and function. A sliding barn-door, style entry leads to the laundry room, complete with an oversized stacking washer and dryer and vertical storage. The first-floor primary suite offers convenience and privacy and features a separate entrance, allowing an owner to live primarily in the home while using the first-floor suite for guests or rental income if desired. The sculptural spiral staircase leads to an upstairs bedroom with its own balcony and an additional loft space featuring a built-in daybed and extra double bed, ideal for guests, creative work, or a flexible office retreat. Durable materials such as concrete floors and Hardie board siding keep maintenance simple, and the home’s thoughtful updates make it feel fully turnkey. Outdoor living continues with a private tropical back deck perfect for relaxing or entertaining, along with a friendly front porch that sits along a walkable neighborhood street. Two off-street parking spaces add everyday ease. Whether used as a full-time residence or a successful rental, this bespoke cottage-style contemporary offers style, functionality, and an unmistakably inviting vibe in the heart of downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $731 | $731 | $731 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,194 | $3,325 | $4,377 |
| Total Monthly Payment | $4,017 | $4,148 | $5,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.