716 Narragansett Avenue, E. Patchogue (East Patchogue), NY, 11772 | $450,000
Great Opportunity for 1st Time Homeowners to Purchase a Split-Level House with 1, 291 Square Feet in Excellent Condition in the South Country School District. Enter into Foyer with Bedroom #1, Full Bath #1, Laundry Area with Washer and Dryer and Door to Backyard on the Ground Floor. Go Up the Stairs to Living Room and Large Kitchen / Dining Room. Go Up the Stairs Again to the 3rd Floor with 3 Bedrooms and the 2nd Full Bath with a Tub. Part Basement with Oil Hot Water Heating System and 150 Amp Electric Service. Low Taxes of $8, 179. BUYER MUST COMPLY WITH THE FOLLOWING CONDITIONS: * Buyer must be a 1st-time homebuyer. * Buyer's Income Must be Below 80% of the Established Suffolk County Income Based on Family Size per this Chart: * Income Range % of Median: 80% ***1 Person: $92, 230 ***2 Persons: $105, 500 ***3 Persons: $118, 700 ***4 Persons: $131, 900 ***5Persons: $142, 450 ***6 Persons: $153, 000 ***7 Persons: $163, 550 ***8 Persons: $165, 050 * Buyer Must Live in the House for a Minimum of 5 Years. * 2 Years of the Buyers' Tax Returns Must be Submitted when making an offer. When Submitting an Offer, Buyer Must Include 2 Years of Tax Returns and Last Month of Wage Statements - 4 if Weekly, 2 if Biweekly. ANY FUNDING SOURCES THAT REQUIRE PRE-CONTRACTUAL APPROVAL NEED TO BE DISCLOSED PRIOR TO AN OFFER BEING ACCEPTED. CDCLI OFFERS 1ST-TIME HOMEBUYER DOWN PAYMENT ASSISSTANCE UP TO $75, 0000. CONTACT RAPHAEL JEAN-FRANCOIS AT rjeanfrancois@cdcli. org TO FIND OUT IF YOU ARE ELIGIBLE. FLYER ATTACHED TO LISTING.
Features
- Town: E. Patchogue
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Laundry: In Hall
- Style: Split Level
- Year Built: 1958
- Heating: Oil
- Cooling: None
- Basement: Partial
- Approx Sq. Feet: 1,291
- Est. Taxes: $8,179
- Lot Desc: Back Yard, Cleared, Front Yard, Level
- Elem. School: Brookhaven Elementary School
- Middle School: Bellport Middle School
- High School: Bellport Senior High School
- School District: South Country
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
- MLS#: 882003
- Days on Market: 87 days
- Website: https://www.raveis.com
/prop/882003/716narragansettavenue_epatchogue_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
716 Narragansett Avenue, E. Patchogue (East Patchogue), NY, 11772
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $682 | $682 | $682 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,016 | $2,156 | $2,894 |
| Total Monthly Payment | $2,773 | $2,913 | $3,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535