425 Main Street, Rosendale, NY, 12472 | $625,000

Discover an exceptional mixed-use investment property located in the absolute center of Rosendale’s vibrant Main Street corridor. 425 Main St offers versatile commercial and residential income streams, strong existing rent roll, and the rare opportunity to pair it with 423 Main St next door for a powerful investment package. This well-maintained building features one commercial unit plus three residential units, including an accessory dwelling unit behind the main structure. The first-floor commercial space is currently occupied by the seller’s family as a consignment shop, and can be delivered vacant—allowing an investor or owner-operator to set market rent or utilize the space for their own business. Total Monthly Residential Rent Roll: $4, 415 (excluding commercial space) All tenants pay their own electric and cable/WiFi. The owner covers heat, hot water, landscaping, water/sewer, and garbage. Annual Owner Expenses: Landscaping: $2, 100/year Central Hudson: $2, 044/year Heating Oil: $6, 700/year Garbage: $1, 777/year Water/Sewer: $1, 781/year Reliable long-term tenants, stable income, and immediate potential to increase returns by leasing the commercial storefront at market rates. Fully occupied residential units with strong payment history Commercial storefront can be rented for immediate additional income or delivered vacant Accessory dwelling unit adds unique and flexible rental potential Mixed-use zoning expands long-term investment opportunities Walkable location directly on Main Street in the heart of Rosendale Minutes to the Wallkill Valley Rail Trail, Minnewaska State Park, and Mohonk Mountain House. Step outside your door to enjoy cafés, restaurants, shops, the Rosendale Theatre, and all the amenities that make Rosendale one of Ulster County’s most sought-after small towns. The building sits just moments from outdoor attractions, hiking, biking, and some of the best recreation in the Hudson Valley.

Features

  • Property Type: Mixed Use
  • Construction: Frame
  • Utilities: Cable Connected, Electricity Connected, Propane, Sewer Connected, Trash Collection Private, Water Connected
  • Heating: Baseboard, Oil
  • Cooling: None
  • Year Built: 1900
  • Acreage: 0.19
  • Est. Taxes: $7,318
  • MLS#: 939943
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/939943/425mainstreet_rosendale_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

425 Main Street, Rosendale, NY, 12472

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $610 $610 $610
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,839 $2,995 $4,019
Total Monthly Payment $3,541 $3,697 $4,721

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.