321 5TH Street, Atlantic Beach, FL, 32233 | $2,075,000

Create sun drenched memories and entertain many sandy feet in this seaside cottage sited on a lushly landscaped 150 ft deep lot with sparkling pool and located in the sweet spot of Atlantic Beach. . . 2 short blocks to the beach access, a walk to the buzzy ''corner'', one block from sweet Atlantic Beach Elementary School, and most especially on 'Fabulous 5th St', arguably the coolest, friendliest street in AB! Catch the first break at sunrise, enjoy a dip in the pool after a breezy beach day, play a little bocce on the lawn, dine al fresco on the back porch. . . vacation all year long in this cheerful jewel box! The casual vibe of this immaculately maintained 4bd home is defined by a wide open living, dining and kitchen area which flows out to the Southern-style porch and picturesque pool setting which is framed by tropical, mature foliage, creating the ultimate private retreat. Lovely wood floors, ship lap accents, plantation shutters ***CLICK 'MORE' TO READ ON*** plantation shutters on all windows and a cozy gas fireplace compliment the 1st floor common space. Four sun-washed bedrooms, two of which offer access to the huge balcony which spans the width of the home, are located on the second floor. Live and love an idyllic beach lifestyle in one of the East Coast's most treasured beach communities! 'Fabulous 5th' deserves a special shout out. . . this is truly a cool culture within the coolest of barefoot beach cultures! Evening porch parties are common; neighbors chat on the 5th Facebook page, exclusively by and for 5th St neighbors; the street closes for holiday parties and parades celebrating Easter, Halloween, Super Bowl, July 4th. . . the list includes any event worth celebrating! 5th St neighbors seem to become instant family! Updates by the current owner include the addition of gorgeous Highland Hickory engineered flooring upstairs, remodeled powder bath clad in ship lap, fully renovated primary bath shower (taken to the studs), white painted kitchen cabinets with new hardware, kitchen faucet, interior and exterior lighting (cans, foyer, powder room, dining room, pendants, front light post, entry porch hanging light), full exterior paint, landscape, installation of shallow well and pump, several new irrigation heads, exterior shutters, commercial grade electric 50 gal water heater, garage door keypad. Salt water pool improvements include heated jacuzzi, pump, zodiac cleaner, filter, salt cell, and filter element replacement. Also noteworthy. . . the Washer (Speed Queen - best!) and Dryer are brand new.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 150
  • Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Style: Cottage
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central, Zoned
  • Cooling: Central Air
  • Approx Sq. Feet: 2,450
  • Acreage: 0.17
  • Lot Size: 50 x 150
  • Est. Taxes: $20,225
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Pool, Trees/Woods
  • Elem. School: Atlantic Beach
  • Middle School: Mayport
  • High School: Duncan Fletcher
  • Pool: In Ground, Fenced, Heated, Salt Water
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2092391
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /eprop/2092391/3215thstreet_atlanticbeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Pedro.Delgadillo@raveis.com

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  • Will Provide a home insurance quote within 24 hours
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321 5TH Street, Atlantic Beach, FL, 32233

$2,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,660,000 $1,660,000 $1,660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $1,685 $1,685 $1,685
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,556 $9,953 $13,785
Total Monthly Payment $11,366 $11,763 $15,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.