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Under contract-accepting backup offers. Seller GIFT OF $5K CLOSING CREDIT at closing! Welcome home to pure charm in the heart of Ormond Beach.
Nestled at 173 N Ridgewood Ave, this darling ranch-style gem is move-in ready yet still offers plenty of opportunity to personalize and update to your liking, making it the perfect canvas for your dream home. With 2 bedrooms, 2 baths, and 1, 287 sq ft, it blends comfort, character, and endless potential.
A sweet front porch sets the tone as you arrive—inviting, cozy, and full of personality. Step inside to a foyer that opens into a beautifully flowing floorplan, where each space connects seamlessly. The formal living room welcomes you in, while the charming step-down dining area adds a unique, stylish touch, creating definition without sacrificing openness.
The upgraded galley kitchen is both functional and delightful, offering all the appliances you need paired with an abundance of cabinet space. Both bedrooms are generously sized, featuring brand-new luxury vinyl flooring and the rare convenience of their own private bathrooms, offering comfort and privacy.
Outside, the fully fenced backyard provides a spacious retreat—perfect for pets, play, gardening, or soaking in the Florida sunshine. The large driveway, garage, and additional side space allow room for a boat, RV, or other toys, giving you the freedom to live the lifestyle you love.
The location is truly exceptional. Just minutes from the beach and a short stroll to Ormond’s vibrant West Granada Boulevard arts and entertainment district, you’ll enjoy easy access to dining, boutiques, pubs, and scenic riverfront parks.
A home with charm, convenience, and room to make it your own—this one is a must-see. Don’t wait… call me for a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$293,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $235,120 | $235,120 | $235,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $320 | $320 | $320 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,448 | $1,906 |
| Total Monthly Payment | $1,767 | $1,843 | $2,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.