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Welcome to your piece of paradise in the highly sought after community of Peace River Shores. This home offers the unique combination of affordability, great water access to the Harbor/Gulf, and yet when so many others had flooding issues this home did not! Furnishings and household items are included in the sale giving you a fully furnished and truly move in ready home. Perfect for a winter retreat, seasonal rental, or year-round living alike. The property sits on an oversized lot with 130 ft of waterfrontage featuring a new 6, 000 boat lift and a treated 12x8 wood dock that will allow you to quickly access nearby waterways. A few key highlights of the home include a 2022 NEW AC, 2023 NEW ROOF, 2025 50 gallon water heater, updated/newer windows, newer doors/trim for energy efficiency, fresh interior & exterior paint, and a high quality artesian well with reverse osmosis (RO) and water softener. Once inside you will be welcomed by a well thought out layout that makes great use of the space this home offers. The living room and dining room are both large enough to accommodate family and friend gatherings and the kitchen overlooks the oversized Florida Room where you can enjoy your morning cup of coffee or watch the sun set in the evening. Both guest bedrooms are well sized with room for king beds and the master suite offers pocket slider door access to the Florida room (as does the dining room). There is also a detached block 14x10 workshop for storage, and an oversized 1 car garage with laundry and built in cabinets. Unlike other homes “in the city” with neighbors directly across the canal from you, this property offers additional privacy, tranquil living in a country setting with plenty of wildlife around, yet still has nearby shopping and highway access. The HOA here is completely optional but does provide several benefits for only $100/year. Contact your agent for a private showing today before this stunning property is gone.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,798 | $2,398 |
| Total Monthly Payment | $2,049 | $2,144 | $2,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.