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Welcome to Palma Sola Shores, a highly desirable land-owned 55+ community just minutes from Anna Maria Island. This beautifully maintained fully turnkey 2-bedroom, 2-bath home has been thoughtfully updated throughout and is ready to enjoy from day one. Inside, you’ll find a bright and inviting interior with updated flooring, lighting, and ceiling fans (2019). The fully remodeled kitchen (2019) features new cabinetry, countertops, appliances, sink, disposal, updated plumbing and electrical, and under-cabinet lighting—creating a space that is both stylish and functional. Both bathrooms were completely renovated in 2019 with updated plumbing, electrical, lighting, vents, and new showers, giving the home a fresh, cohesive feel. The spacious sunroom provides a wonderful bonus living area and was upgraded with new windows, door, insulated ceiling panels, and flooring (2019) along with a new window A/C unit (2025), making it a comfortable space for relaxing or entertaining. Additional major improvements include a new roof (2022) with a 20-year warranty, new vapor barrier (2024), hot water heater (2021), and A/C upgrade (2019). The home was termite-tented in October 2025 and includes a transferable 10-year warranty, offering added peace of mind. Exterior enhancements include a decorative polyaspartic chip-coated driveway (2022), decorative curbing (2021), outdoor shower (2024), and a shed with a new Maytag washer and dryer (2025). The home is being sold fully furnished, including an adjustable bed in the primary bedroom and Tempur-Pedic sleeper sofa in the living room, making it truly move-in ready. Residents of Palma Sola Shores enjoy a heated pool, clubhouse, waterfront dock, and kayak launch, all with an incredibly low $300 per month HOA fee. Conveniently located near Anna Maria Island beaches, Robinson Preserve, shopping, dining, medical facilities, and SRQ Airport, this property offers the perfect blend of coastal lifestyle, modern updates, and low-maintenance living. Move right in and start enjoying everything this beautifully updated home and welcoming community have to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $87 | $87 | $87 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,601 | $2,107 |
| Total Monthly Payment | $1,679 | $1,763 | $2,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.