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Presented by
Kerri DeBlasi |
Beautifully updated corner unit with spectacular water views in the sought-after gated 55+ Bay Island community! ONE OF THE BEST VALUES IN BAY ISLAND WITH 1300 SQ FT, CORNER UNIT AND HAS BEEN COMPLETELY RENOVATED! This 2-bedroom, 2-bath residence has been completely renovated within the past year, offering a fresh, modern feel throughout. This condo is being sold fully furnished and is move-in ready. The home features hurricane impact-rated windows and doors, new paint, new carpet, and new appliances, along with updated kitchen and bathroom cabinets, sinks, vanities, and faucets plus quartz countertops in the kitchen and bathrooms. There is a stackable washer and dryer in the unit. This large end unit is quiet and has a private feel to the front entrance. There are windows on 3 walls because it is a corner unit which provide more light and offers relaxing views and a breeze from all sides. The primary bedroom overlooks the water. Both the primary and 2nd bedroom have walk-in closets. Additional improvements include a new AC and furnace (2022), updated window treatments (2020), and a new circuit breaker panel (2017). This quiet, private end unit has no neighbor on one side and includes a private patio with a large outdoor storage closet—a rare find. From your patio you can walk right out to the seawall, for fishing or for a walk. You will enjoy having a fabulous view of wide water with dolphins, sea birds and marina activity, right from your own patio and seeing the beauty of the sky at sunset. A dedicated carport is conveniently located right outside your front door. The Bay Island community has a 1. 5 mile walking path that goes around the entire community, great for short or long walks or fishing. This unit has its own washer and dryer in the unit. This condo is located in the Enterprise building which has passed its Milestone inspection in 2023. The building was painted in 2023. This unit is steps from the largest heated pool in the community, complete with gas grills for outdoor enjoyment. Enjoy serene waterfront living with a magnificent view, while being centrally located near the SunRunner bus line connecting the beaches to Downtown St. Petersburg. Just minutes to shopping, restaurants, and minutes to St. Pete Beach and the Gulf of Mexico. The beaches are just a short bike ride to the beach. You will want to enjoy all the shopping and restaurants on Corey Avenue and the Corey Avenue Sunday market on St. Pete beach which is just minutes away from this complex. This home combines comfort, style, and an unbeatable location. The monthly maintenance fee will be going down in 2026 to $1281. 39.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
Sales Associate
William Raveis Real Estate
Phone: 203.687.0666
Kerri.DeBlasi@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $338 | $338 | $338 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,377 | $1,453 | $1,939 |
| Total Monthly Payment | $1,790 | $1,866 | $2,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.