611 DESTINY DR, #310, Ruskin, FL, 33570 | $159,000

Welcome to your coastal retreat at Little Harbor! This charming and well-maintained studio condo offers the perfect blend of relaxation, convenience, and resort-style living. Whether you’re seeking a second home, an investment property, or a peaceful weekend getaway, this waterfront community delivers an exceptional lifestyle.

The open studio layout feels bright and inviting, featuring one king bed, a spacious sitting area, and room to unwind after a day in the sun. Large windows bring in natural light and create a comfortable, serene atmosphere. With its efficient design, the condo is ideal for short-term stays, extended vacations, or hosting guests.

Enjoy Resort-Style Amenities Just Steps Away
Step outside to scenic sunset and bay views, where you can observe marine life and watch boats pass by. Relax on your porch with your morning coffee or take a short walk to the community’s private sandy beach, perfect for swimming, lounging, and enjoying the coastal breeze.

Little Harbor is known for its outstanding amenities, including:
• Two heated community pools
• Beachfront tiki bar with live music and sunset views
• Pickleball Courts, Tennis courts, fitness center, and playground
• Deep-water marinas with direct access to Tampa Bay and the Gulf
• Nearby Freedom Boat Club for convenient boat rentals
• Kayaking, paddleboarding, canoeing, and other water activities available within the community

This unique combination of water access, recreation, and natural beauty creates a relaxed coastal lifestyle that appeals to both residents and vacationers.

Convenient Location + All-Inclusive Fees
Ideally located near restaurants, shopping, entertainment, and a nearby hospital, the condo offers both convenience and tranquility. Monthly fees include water, electric, parking, cable, internet, and full access to all amenities—making it an easy, low-maintenance ownership experience.

A Great Opportunity in a Waterfront Community
Whether you’re investing, vacationing, or enjoying Florida living full-time, this condo offers exceptional value in a highly desirable resort setting. Don’t miss your chance to experience the Little Harbor lifestyle—schedule your private showing today!

Features

  • Heating: Electric
  • Cooling: Wall/Window Unit(s)
  • Levels: 2
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: ISLAND RESORT AT MARINERS CLUB
  • Year Built: 1970
  • Common Charge: $668 Monthly
  • Approx Sq. Feet: 445
  • Est. Taxes: $2,892
  • Pet Policy: Yes
  • Appliances: Bar Fridge
  • MLS#: TB8451959
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/TB8451959/611destinydr_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 3:47:09 PM)
Listing courtesy of NIZZ REALTY INC   Phone: 954-526-5105

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

611 DESTINY DR, #310, Ruskin, FL, 33570

$159,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $722 $762 $1,014
Total Monthly Payment $1,038 $1,078 $1,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.