3744 BYWATER DRIVE, #3744, Holiday, FL, 34691 | $210,000

Price Reduced!! Remodeled LAKE FRONT HOME, bring your boat and fishing poles!! Your new home is waiting for you in the gated Lake Conley MHP, on Lake Conley, in town of Holiday. It is a highly sought after waterfront 55+gated Community, where you Own the Land, with no lot rent. It also has low taxes, as well as HOA Fees around $60 a month. Pet-friendly Park will allow with one dog, or one cat, no more than 25lbs. Service animals and Emotional Support animals require current documentation. No aggressive breeds. There’s a boat ramp and fishing pier here for residents to use, as well as a rentable additional boat/RV parking lot/storage area. The community pool and clubhouse are all here to be enjoyed by the residents.

This beautiful and recently remodeled 2-bedroom home has a newer open kitchen, updated and/or remodeled baths, newer plank floors and most of the sub-floors are newer ¾ inch plywood. It has been completely dry-walled and has crown molding. The kitchen was remodeled in 2020, with shaker cabinets, stainless steel appliances, fridge with ice maker, dishwasher, ceiling fan and recessed lights. There is tile backsplash, double sink, garbage disposal and custom counter tops. There is a kitchen island that has plenty of storage, and large counter-top for meal preparation. The hall bath is updated with a newer vanity, plumbing and toilet, as well as tile floors and shower head. The main bath was remodeled in 2021 and has a beautiful, tiled shower and floors, nice counter-tops and soft close cabinets. The home has many newer double pane windows and storm shutters. It also has ceiling fans, and the central air and heat come through ceiling vents. It has a new vapor barrier installed in 2025. The owners have added additional foundation support, making this home very solid. There is a Florida room that has lake views, ceramic tile floors and a wall cooler. Next to that is a screened rear porch, also with lake views and ceramic tile floors. The home has a membrane roof-over that was recently sealed 2020. Laundry is in the shed, and the newer washer and dryer, bought in 2021 come with the home. There is also a front screened porch area to enjoy. Out back, by the lake is an approximately 16’x16’ wood dock that extends out into the lake, and is in need of much repair, please do not walk on. Whether it’s boating, fishing, sunbathing or barbecuing this place is waterfront living at its finest. The home’s exterior has vinyl siding. Florida room has its own wall cooler, 2 ceiling fans and is a perfect spot for morning coffee or an evening drink. It has a nice long 2 carport.

Golf carts and motorcycles welcome. Very private and peacefully tucked in off US 19 but yet so close to everything. It’s an easy drive to some of Florida most beautiful beaches, parks, restaurants and shopping. Also, with easy commute to Tarpon Springs. Community offers a heated pool all year round, active clubhouse with year around events, shuffleboard, boat ramp, fishing pier and much more. Call for a showing today.

Features

  • Amenities: Clubhouse, Gated, Maintenance, Pool, Recreation Facilities
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Other, Same Floor As Condo Unit, Washer Hookup
  • Year Built: 1979
  • Heating: Central, Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,152
  • Acreage: 0.09
  • Est. Taxes: $857
  • HOA Fee: $60 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Size Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator
  • MLS#: TB8452261
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/TB8452261/3744bywaterdrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 3:28:54 AM)

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Nat MackenzieSales Associate

203.223.9432

Nat.Mackenzie@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3744 BYWATER DRIVE, #3744, Holiday, FL, 34691

$210,000

Nat Mackenzie

Sales Associate

William Raveis Real Estate

Phone: 203.223.9432

Nat.Mackenzie@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $71 $71 $71
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $967 $1,076 $1,395
Total Monthly Payment $1,113 $1,222 $1,541

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.