392 Laguna Ave, Key Largo, FL, 33037 | $2,225,000

Premier Waterfront Living in Port Largo — Deep Water, Ocean Access & Exceptional Value Experience the best of Key Largo waterfront living at this well-priced and beautifully maintained 5-bedroom, 3-bath home located in the prestigious Port Largo neighborhood. Perfectly positioned on a deep, wide canal, this residence features 75 feet of solid concrete dockage with direct, bridge-free access to the Atlantic Ocean—a true boater's dream for fishing, diving, and cruising the world-famous Florida Keys waters. Inside, the home offers a bright, turnkey interior with a versatile layout ideal for today's lifestyle. The 3BD/2BA upstairs and 2BD/1BA downstairs configuration provides outstanding flexibility for hosting guests and/or multigenerational living, Move right in or elevate the property to reflect your personal taste—this home is a blank slate to customize as you please, offering endless opportunities to create a luxurious coastal retreat. The spacious lot provides ample room to add a pool, expand outdoor living areas, or design the tropical oasis of your dreams. Imagine relaxing under swaying palm trees, entertaining at a custom tiki bar, or enjoying sunset cocktails overlooking the crystal-clear canal waters. Located in one of the most desirable communities in the Upper Keys, this property is minutes from world-renowned fishing and diving, the reefs of John Pennekamp Coral Reef State Park, and the laid-back island lifestyle that defines the Florida Keys.

Features

  • Bedrooms: 5
  • Baths: 3 full
  • Style: Detached,Two Story
  • Year Built: 1981
  • Garage: Attached Carport,Covered,Driveway,Guest,Other,RV Access/Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 204
  • Est. Taxes: $14,080
  • Lot Desc: < 1/4 Acre
  • View: Canal
  • Water Front: Yes
  • Pets Allowed: Yes
  • Pet Policy: No Pet Restrictions,Yes
  • Appliances: Dishwasher,Electric Range,Microwave,Refrigerator
  • MLS#: A11923139
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /eprop/A11923139/392lagunaave_keylargo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MIAMI Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kelly ConwaySales Associate

860.836.0402

Kelly.Conway@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

392 Laguna Ave, Key Largo, FL, 33037

$2,225,000

Kelly Conway

Sales Associate

William Raveis Real Estate

Phone: 860.836.0402

Kelly.Conway@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,780,000 $1,780,000 $1,780,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,173 $1,173 $1,173
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,829 $10,388 $14,544
Total Monthly Payment $11,127 $11,686 $15,842

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.