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Welcome to this move in ready Expanded Philadelphian Model Villa located on a beautiful, tree-lined street in the premier 55+ gated golf community of On Top of the World in SW Ocala. This popular floorplan offers 2 bedrooms, 2 baths, and a spacious 1. 5-car garage—perfect for both your vehicle and golf cart.
Enjoy peace of mind with valuable updates, including a 2022 roof, 2014 HVAC, and a finished Florida Room with 2010 windows and AC/heat, providing comfortable year-round living space. The updated kitchen features newer appliances and ample cabinetry, making daily living easy and efficient.
With 1, 375 sq ft of heated living space, an expanded layout, and low-maintenance exterior care, this home is truly move-in ready. The exterior is also scheduled for community-provided painting in 2025.
Resort-style amenities include:
• Cultural center with concerts and community events
• 3 on-site dining options
• 3 golf courses with a driving range
• 3 heated pools (2 outdoor, 1 indoor)
• 2 fitness centers
• Pickleball and tennis courts
• Miles of scenic walking trails
• Community gardens
• Billiards, parks, pavilions
• Countless clubs and activity groups
The monthly HOA fee includes:
• Basic Spectrum cable
• Roof repair
• Exterior painting every 7 years
• Exterior insurance (owner only needs HO-6 policy)
• Lawn maintenance and weed spraying
• Trash and recycling
• 24/7 staffed and monitored gates
• Full access to all community amenities
This golf-cart–friendly community offers convenient access to shopping, dining, medical facilities, and everyday services. Ideally located just 20 minutes from the World Equestrian Center and an easy drive to Orlando attractions, airports, and cruise ports.
Move-in ready and low-maintenance—schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $102 | $102 | $102 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $659 | $705 | $940 |
| Total Monthly Payment | $836 | $882 | $1,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.