3924 N APALACHEE POINT, Crystal River, FL, 34428 | $275,000

Welcome to 3924 North Apalachee Point, an extraordinary opportunity to build your dream waterfront oasis in the highly desirable Indian Waters community. This vacant homesite has already been partially cleared and prepared for your vision, complete with a beautiful seawall along a canal that leads directly to the open Gulf. With short term rentals allowed in this community, this property offers endless flexibility for a full time residence, a seasonal escape, or an income producing investment. This is truly a blank canvas where the possibilities are endless. Imagine custom designing your ideal coastal retreat, then spending your days fishing, snorkeling, or scalloping right from your own backyard. Crystal River is famous for its clear blue springs, incredible wildlife, and world class water activities, making this location one of Florida’s most sought after destinations. Just minutes away, you can explore Crystal River State Park, where you will find scenic nature trails, boardwalks, bird watching, and the chance to experience manatees in their natural habitat. Head about ten minutes to Downtown Crystal River, a charming district filled with boutique shops, waterfront restaurants, coffee spots, and local favorites like the Heritage Village area. Nearby attractions include Three Sisters Springs, Hunter Spring Park, and Kings Bay, giving you access to some of the best paddle boarding, kayaking, and swimming locations in the state. This property is more than a piece of land. It is a lifestyle, an investment, and an invitation to create something incredible in a place known for its natural beauty and laid back coastal living. Whether you envision a modern waterfront home, a cozy weekend getaway, or a lucrative rental retreat, this rare canal property gives you the freedom to bring your ideas to life. Do not miss this chance to build your future in the heart of Crystal River. Your dream waterfront story starts here.

Features

  • Lot Size: 85 x 115
  • Elem. School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • MLS#: TB8452448
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8452448/3924napalacheepoint_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/27/2026 1:32:10 PM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3924 N APALACHEE POINT, Crystal River, FL, 34428

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,355 $1,389 $1,827
Total Monthly Payment $1,430 $1,464 $1,902

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.