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Welcome to 65 Oak Meadow Lane, located in one of Torrington's most sought-after 55+ communities! This beautifully maintained home features an inviting open floor plan, a spacious eat-in kitchen with center island, granite countertops, and hardwood floors that flow through the dining and living areas. The main level offers a primary suite complete with a walk-in closet, luxury bath, and convenient laundry. Upstairs, a versatile loft with hardwood flooring leads to a second bedroom with its own walk-in closet and full bath. The fully finished, walk-out lower level expands your living space with a custom granite bar, family room, office area, and an additional full bath. Situated on the Harwinton/Torrington line, this ranch-style home combines comfort and convenience, newer mechanicals/garage opener with HOA services that cover exterior maintenance. Resident rules/guidelines/maintenance at propertyworx. com
| Type | Dimensions | Level |
|---|---|---|
| Bedroom 1 | 14.0 x 16.0 | Upper |
| Dining Room | 14.0 x 15.0 | Main |
| Full Bath | Upper | |
| Full Bath | Lower | |
| Half Bath | Main | |
| Kitchen | 12.0 x 14.0 | Main |
| Living Room | 16.0 x 18.0 | Main |
| Loft | 15.0 x 18.0 | Upper |
| Office | Lower | |
| Primary Bath | Main | |
| Primary Bedroom | 16.0 x 17.0 | Main |
| Rec/Play Room | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,311 | $2,406 | $3,209 |
| Total Monthly Payment | $3,197 | $3,292 | $4,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.