Welcome to this inviting 2-bedroom, 2-bath home built in 1999, offering timeless charm and thoughtful updates throughout. This well-maintained home features a spacious second-floor primary suite complete with a walk-in closet and full bath for added privacy and comfort. The eat-in kitchen showcases granite countertops, island, stainless steel appliances, and ample cabinetry—perfect for everyday living and entertaining. A dedicated home office space adds flexibility for remote work, relaxation, possible nursery or creative pursuits. The full basement provides a den area, generous storage, laundry and utilities. Step outside to enjoy the fenced yard with a paver patio—ideal for relaxing, gardening or hosting gatherings. This corner property offers the privacy of a court and is close to Miramar Beach which provides a peaceful waterfront escape with scenic Great South Bay views, picnic benches, and a small sandy shoreline perfect for quiet relaxation. A local favorite for its tranquil charm and south shore vibe, it’s an ideal spot to enjoy sunsets and gentle waves. Flood Insurance not required for this home. This home blends warmth, functionality, and style—ready to welcome its next owner. With taxes of $8, 759. 28 BEFORE any STAR Rebate or other exemptions this home is a great option! Some photos digitally edited for content privacy.
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $730 | $730 | $730 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,385 | $2,515 | $3,376 |
| Total Monthly Payment | $3,207 | $3,337 | $4,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.