Welcome home to this spacious 4-bedroom, 3. 5 bath Amagansett model nestled in The Ranches at Mount Sinai. This Is A Rare Find with a full basement and 2-car garage. The gated private entry courtyard is a serene space, perfect for enjoying your morning coffee. The 1st floor includes cathedral/vaulted ceilings throughout, creating an open and airy atmosphere. The eat-in kitchen features granite countertops, skylights and plenty of cabinet space. The living Room with a gas Fireplace and sliding doors that lead to its private patio. A spacious 1st floor Primary bedroom with 2 Walk-in closets, Linen Closet, and a large Bathroom with a tub and shower. An additional 1st floor Bedroom with a full bath makes a perfect guest suite or at-home office. The 2nd floor boasts 2 additional bedrooms with a full bath and hardwood floors. The full unfinished basement is a gem of extra space ready to customize for that extra den or playroom, or man cave you have always dreamed of. As a resident of this 24-hour Gated Community, you will enjoy its many exclusive amenities, including the Community Clubhouse with full Gym, Indoor and Outdoor Pools, Tennis courts, Bocce, and a full Playground. Vacation at home year-round.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $783 | $783 | $783 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,569 | $3,713 | $4,943 |
| Total Monthly Payment | $4,444 | $4,588 | $5,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.