664 KEY ROYALE DRIVE, Holmes Beach, FL, 34217 | $2,875,000

Experience understated elegance in this contemporary coastal 5BR/4BA home located in the esteemed Key Royale community on Anna Maria Island. Thoughtfully designed and impeccably finished, this residence exudes quiet luxury from the moment you step inside. Soft natural light, refined materials, and serene water views create a sense of calm throughout the open concept living spaces.

The gourmet kitchen serves as the heart of the home, showcasing an oversized island, custom cabinetry, premium GE Monogram appliances, an induction cooktop, and sleek stone surfaces —perfectly blending beauty and function. The adjacent living and dining areas flow effortlessly toward the outdoors, where expansive hurricane rated glass doors frame tranquil sunset views down a wide canal.

The primary suite is a private retreat with lanai access and a spa-inspired bath featuring elegant finishes. Four additional bedrooms, two ensuite, offer flexibility for guests, extended family, or a dedicated office, each echoing the home’s modern coastal sophistication.
Designed for effortless indoor-outdoor living, the residence features a heated, saltwater pool and a screened lanai ideal for quiet mornings, relaxed gatherings, and evening breezes by the water. The property also boasts a private dock and 12, 000 lb. boat lift, and offers direct boating access to Tampa Bay, the Intracoastal Waterway, and the Gulf—perfect for boating adventures, jet skis, kayaking and paddle boarding.

Set in a coveted neighborhood known for its privacy and charm, this Key Royale home offers a rare combination of contemporary design, serene waterfront views, and the refined simplicity of quiet luxury—just minutes from Anna Maria Island’s world renown beaches, shops, and dining.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: In Garage, Inside, Laundry Closet
  • Style: Coastal, Custom
  • Year Built: 1971
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Ground Level
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,612
  • Acreage: 0.29
  • Est. Taxes: $29,018
  • HOA Fee: $60 Annually
  • Lot Desc: City Lot, Landscaped
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4672736
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/A4672736/664keyroyaledrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 10:47:08 PM)
Listing courtesy of Compass Florida LLC   Phone: 941-279-3630

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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664 KEY ROYALE DRIVE, Holmes Beach, FL, 34217

$2,875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,300,000 $2,300,000 $2,300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.133% 6.058%
Monthly Tax Payment $2,418 $2,418 $2,418
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,240 $13,790 $19,254
Total Monthly Payment $15,783 $16,333 $21,797

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.