10 Frederick, Middletown, NY, 10941 | $539,900

**Lender is offering 5. 50% interest rate to qualified buyer** Welcome home to this meticulously updated 4-bedroom, 2. 1-bathroom property, where every detail has been curated for comfort and style. The elegant entrance immediately impresses with sleek rod iron spindles, a modern chandelier, a large picture window, and a slate stone landing. The heart of the home is the chef-inspired gourmet kitchen, boasting custom-designed Kraftmaid collection cabinets, a professional-grade range hood, porcelain backsplash, and a convenient pot filler. A stunning, large island with a waterfall edge and built-in microwave space, all topped with elegant quartz countertops and Samsung stainless steel appliances, makes this a true culinary haven. An open and airy floor plan flows seamlessly into the living room, designed for entertaining and daily living. Step through the slider door to a large deck, perfect for indoor-outdoor living. The home features gleaming hardwood floors, new doors, updated moldings, hardware, and modern lighting throughout. Bathrooms are custom-tiled with high-end fixtures, offering a spa-like retreat. The lower level expands your living space with a large family room, a fourth bedroom, a full bathroom, a dedicated laundry room, and direct access to a patio and a large, fenced-in backyard oasis with an above-ground pool and deck. Enjoy peace of mind with major updates already handled: a new roof, siding, Central A/C, driveway, front steps, garage door, and professional landscaping. Located in the desirable Pine Bush Schools district and just minutes from Galleria Mall, Garnet Hospital, Metro North, and major commuter routes (RT17/I84/RT211) and all major shopping and restaurants. Schedule your private viewing today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Basement, Laundry Room
  • Style: Raised Ranch
  • Year Built: 1983
  • Garage: 1-car
  • Heating: Baseboard
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,144
  • Acreage: 0.3
  • Est. Taxes: $8,700
  • Elem. School: Circleville Elementary School
  • Middle School: Circleville Middle School
  • High School: Pine Bush Senior High School
  • School District: Pine Bush
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 939937
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/939937/10frederick_middletown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jorge L RiveraVP, Mortgage Banker

203.913.1633

Jorge.Rivera@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 Frederick, Middletown, NY, 10941

$539,900

Jorge L Rivera

VP, Mortgage Banker

William Raveis Real Estate

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment $725 $725 $725
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,452 $2,587 $3,472
Total Monthly Payment $3,269 $3,404 $4,289

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.