74 Highland Street, Woonsocket, RI, 02895 | $425,000

Step back in time while enjoying modern comfort in this stately 6-bedroom, 2. 5-bath Colonial filled with historic charm. Built in 1895, every corner of this home reflects the craftsmanship of its era. The graceful proportions of each room showcase the original hardwood and parquet floors, the rich millwork, two fire places and soaring ceilings that create a sense of elegance and grandeur. The flowing floor plan offers both formal entertaining spaces and comfortable gathering rooms, making it ideal for family living or hosting guests. The electric has been updated and includes a generator switch, the Burnham Oil Heater is 3 yrs young plus there is a spacious 2 car detached garage w/loft. It's a rare opportunity to own a historic Colonial that offers not only beauty and character but also the space and versatility today's lifestyle demands. Don't miss the chance to make this remarkable home your own!

Features

  • Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Sidewalks
  • Rooms: 9
  • Bedrooms: 6
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1895
  • Garage: 2-car Detached,Garage,Garage Door Opener
  • Heating: Baseboard,Hot Water,Oil,Steam
  • Cooling: None
  • Basement: Exterior Entry,Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 2,520
  • Acreage: 0.32
  • Est. Taxes: $4,943
  • Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Water Heater
  • MLS#: 1400964
  • Website: https://www.raveis.com
    /prop/1400964/74highlandstreet_woonsocket_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

AJ International Group NaplesLuxury Properties Specialists

239.315.1079

AJInternationalGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

74 Highland Street, Woonsocket, RI, 02895

$425,000

AJ International Group Naples

Luxury Properties Specialists

William Raveis Real Estate

Phone: 239.315.1079

AJInternationalGroup@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.280% 5.628%
Monthly Tax Payment $412 $412 $412
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,957 $2,066 $2,756
Total Monthly Payment $2,444 $2,553 $3,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.