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Presented by
Harry Finer - The Finer Team |
This move in ready and fully functioning 1 bed 1. 5 bath condo with beautiful views over the Golf Course and peaks of Boca Ciega Bay is located in the resort style community of Palma del Mar in Isla del Sol. The seller pas paid the assessment in full. It is a wonderful locale, just a few minutes to the beach and Pass a Grille, which you could walk or bike to. This bargain priced property can work for an investor and an owner occupant alike. There's one designated parking spot just a few steps from the secured entrance and elevator, that takes you to the 4th. floor. You will find a clean kitchen with plenty of counter space and working appliances and you can always upgrade later. This property offers an open and livable floor plan from which you can take in the views from just about every angle. Have a coffee or wine or your private balcony and take in a stunning sunset. The spacious master suite includes a large walk in closet and an en suite bathroom. There's an additional guest bathroom and a laundry closet with washer and dryer. The pet friendly community offers a pool and spa, as well as bike and kayak storage. Golf memberships are available and renting is permitted. What an opportunity to relax in the sunshine!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $942 | $980 | $1,290 |
| Total Monthly Payment | $1,395 | $1,433 | $1,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.