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One or more photo(s) has been virtually staged. Premier Corner Waterfront Residence in Harborage I on Sand Key in Clearwater Beach. Take advantage of this rare opportunity: a spacious condo with a boat slip at a compelling price point in the 90210 of Pinellas County! Move quickly—properties in this location don’t last! Showcasing breathtaking panoramic views of Downtown Clearwater, Belleair, Belleair Beach, the Intracoastal Waterway, and the Gulf of Mexico, this coveted “4-Stack” corner residence offers the ultimate coastal lifestyle. Perfectly positioned on Sand Key, Harborage I combines location, luxury, security, and a true boater’s paradise. This property boasts its original character while being lovingly maintained in excellent condition. Just across the Boulevard from the pristine, sugary sands of the Gulf, this 1, 530 sq ft two-bedroom, two-bath condo features an expansive 47-foot wraparound balcony—your front-row seat to daily sunrises and sunsets over the water. Inside, the spacious, sun-filled living and dining areas flow seamlessly to the balcony through two oversized sliding glass doors. The efficiently designed kitchen with an eat-in dining area, center island and wet bar offers abundant counter & cabinet space and sweeping water views. The split-plan bedrooms ensure privacy, with the primary suite boasting a walk-in closet, spacious bath, and private balcony access. The second bedroom which is generous in size, has a door to the sizable, wraparound balcony with stunning water views! Additional highlights include brand-new carpet and interior paint, a generous sized laundry room with storage, covered parking (#24) with private storage closet (#27), Boat Slip (#24) and 24-hour gated security with full-time guard. Boaters will appreciate the deep-water slip with lift and direct access to the Intracoastal, Clearwater Pass, and the Gulf. Community upgrades add lasting value: $75, 000 landscape renovation (Nov 2025), all docks scheduled for completion by March 2026, newer roof (2021), refreshed sports courts, and a newly completed pool renovation. This rare gem blends comfort, charm, and unlimited possibilities. This unit is ideal for those seeking a tranquil retreat or a blank canvas to create their dream coastal getaway. Take advantage of this exceptional opportunity to own one of Sand Key’s most desirable waterfront residences!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $889 | $889 | $889 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,602 | $2,707 | $3,604 |
| Total Monthly Payment | $3,583 | $3,688 | $4,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.