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Presented by
Patty McCarthy, The MCM Team |
If an affordable WATERFRONT home with GULF ACCESS is on your "want" list, look no further! Cute and clean - FULLY FURNISHED TURNKEY - two bedroom/one bath/ one car garage CONCRETE BLOCK home in Mobile Gardens! Keep your boat right at your back door at the new PRIVATE DOCK, hop in and out you go to Lemon Bay, the Intracoastal Waterway, Stump Pass and even the Gulf! Inside the home, you'll find a cozy living room with wood burning fireplace and ceiling fan. The eat in kitchen features updated cabinetry and formica countertops, smoothtop stove, and refrigerator. Both bedrooms have walk in closets, and the bath has been nicely updated, with a fiberglass shower and vanity. Laminate flooring throughout for ease of maintenance. Enjoy a glass of iced tea, while sitting on the swing on the rear porch, or enjoy a breeze sitting on the deck!(which doubles as the roof for the boathouse!) There's a small fenced area - perfect for a garden or a small dog! Shed provides additional storage for your lawn equipment. One car garage houses the washer and dryer hookups and floored attic provides even more STORAGE SPACE! Seawall and composite dock, with quick and easy access to Lemon Bay & the Intercoastal Waterway through Oyster Creek. Mobile Gardens is NOT age restricted, so no worries if you aren't 55 yet! Pets are welcome, too! This community is perfectly located, within just minutes of area beaches, shopping, lots of restaurants and so much more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$214,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.733.7006
Patty.McCarthy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $171,920 | $171,920 | $171,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $313 | $313 | $313 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,017 | $1,073 | $1,405 |
| Total Monthly Payment | $1,405 | $1,461 | $1,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.