94825 Overseas Highway, #204, Key Largo, FL, 33037 | $1,250,000

Oceanfront living, elevated. Enjoy expansive, protected views and a coveted location in one of south Key Largo's most sought-after gated communities. Built in 2019, this solid concrete block home features full impact glass, designer finishes, and modern comforts throughout - just steps from the turquoise sea. This thoughtfully designed home offers privacy, oversized 24x36 ceramic tile, recessed LED lighting, and sleek horizontal AC vents for a refined, coastal-modern feel. The open living area and primary suite are both equipped with floor-to-ceiling glass sliders and electronic window treatments. Enjoy year-round comfort with dual-zone A/C, a dedicated dehumidifier, and a private elevator that serves every level, incl. ground floor finished storage for all of your gear and toys. Resort-style living at Key Largo Ocean Resort includes: " Private boat ramp, fish stations & boat slips for up to 40' " Direct ocean boating access with no bridges " Clubhouse with community pool " Basketball, tennis, and pickleball courts " Children's playground " A vibrant calendar of community events including Full Moon Parties & Golf Cart Parades. Whether you're watching the sunrise from your private oasis or enjoying the community's vibrant waterfront lifestyle, this home offers the ultimate blend of privacy, convenience, and luxury in the Florida Keys.

Features

  • Amenities: Boating, Basketball Court, Elevator(s), Fitness Center, Management, Park, Playground, Pool, Spa/Hot Tub, Tennis Court(s), Manager On Site, Community Room, Pickleball Court(s)
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Laundry: Inside
  • Style: Key West
  • Year Built: 2019
  • Heating: Central, Electric
  • Cooling: Central Air, Electric, Humidity Control
  • Approx Sq. Feet: 1,737
  • Acreage: 0.05
  • Est. Taxes: $8,022
  • HOA Fee: $633 Monthly
  • View: Marina, Ocean
  • Water Front: Yes
  • Boat Service: Electric Available, Marina, Ramp
  • Pet Policy: Yes, Breed Restrictions
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Oven, Refrigerator, Water Heater, Washer
  • MLS#: R11144149
  • Website: https://www.raveis.com
    /eprop/R11144149/94825overseashighway_keylargo_fl?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The One TeamSales Associates

OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

94825 Overseas Highway, #204, Key Largo, FL, 33037

$1,250,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,000,000 $1,000,000 $1,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.411% 6.487% 6.309%
Monthly Tax Payment $669 $669 $669
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,076 $6,239 $8,506
Total Monthly Payment $6,869 $7,032 $9,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.