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*Newer IMPACT RATED Windows and Doors *New Roof, Soffits, Facia, Gutters (2018) *New 4-Ton HVAC (2019) *New Electric Panel and AC Disconnect (2020) *New Plumbing (2016) *Bonus Room/Garage Door Addition (2018)* Discover a great opportunity located in the NUMBER 1 Rated Retirement Community in America! Caloosa Palms II in Sun City Center is a sought-after location that is PET FRIENDLY, has No CDD, No Flood Zone, and your grounds maintenance is included in the Low HOA fee. The private lot overlooks mature trees on this former golf course where you will enjoy nature including a variety of birds and other wildlife. This UNIQUE floor plan has 2-bedrooms, 2-bathrooms, an office with just under 2, 100 sq ft of living space with the extended Bonus Room! Upon entering the home through the covered and screened breezeway, there is a GREAT ROOM with cathedral ceilings, wood like plank tile flooring throughout the main living spaces and room for oversized furniture. The dining room comes complete with a built in cabinet ideal to showcase your china! The kitchen is a chef’s dream, featuring UPGRADED raised panel wood cabinetry with CUSTOM crown molding and pot drawers. It boasts GRANITE countertops, a pantry with pull out shelves and high-end LG® black stainless appliances, including a convection oven and French door refrigerator! The eat-in space is nestled into the kitchen nook is ideal for quick meals, card games, and even a puzzle table! The Bonus Room is currently being used as a Man-Cave! This unique layout includes entry into the kitchen, lanai and yard and well as a functioning garage door! The flooring is removable or can be changed out to a neutral pattern to appeal to any aesthetic. This versatile room offers limitless opportunities, whether you're looking to expand your living area, establish a workspace with a separate entrance, or pursue an activity that meets your needs. The screened and covered lanai is an ideal spot to enjoy your morning coffee with no immediate backyard neighbors. Concrete curbing and the paved patio are additional UPDATES that add to your outdoor living space! Back inside, the primary bedroom is located in the rear of the home and is large enough to accommodate KING sized furniture without crowding. An oversized window anchors the lounge space and provides loads of natural lighting. The en-suite UPDATES include Quartz countertops, dual sinks, pull out shelves, a feature wall adorned with newer mirror and lights, and a walk-in shower with floor to ceiling tile with listello banding, shampoo niche and a rain shower head with removable wand! The walk-in closet can be accessed from the bedroom or the bathroom and provides plenty of storage space. The second bedroom is also very generous in size, has two windows for natural light and quick access to the second bathroom! The office can provide dual functionality which includes a potential third sleeping area, and features a charming bay window. The laundry room is INSIDE, has cabinetry storage and a utility sink. This is a GOLF CART FRIENDLY community wher there are activities to suit every interest! The amenities include community pools (indoor & outdoor), fitness, shuffleboard, softball, pickleball, lapidary, art and more! Most other needs are a golf cart drive away including grocery shopping, salons, banks, Veterans support, a hospital Tampa International Airport, close to Sarasota shops & 20 minutes to Ellenton Prime Outlets!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,774 | $2,367 |
| Total Monthly Payment | $2,007 | $2,146 | $2,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.