3418 E LAKE DRIVE, Land O Lakes, FL, 34639 | $659,990

Under contract-accepting backup offers. MOVE RIGHT IN! Experience renovated waterfront living on a private ski lake in Land O’ Lakes, a rare opportunity to own a move-in-ready lakefront home with lake access and peaceful views of the water from the dock, all under $700K. This refreshed residence offers resident-only ski lake privileges and deep canal frontage, ideal for boating, kayaking, paddleboarding, and everyday lake life, with the option to add a boat lift.
Inside, recent updates create an open, functional layout designed for modern living. The main living area features durable wood-look vinyl flooring and a new stove and oven, while the renovated laundry room includes a built-in folding table for added convenience. The sunroom is fully integrated into the home’s HVAC system, providing flexible year-round living space with tranquil water views, perfect for relaxing or entertaining.
Outside, enjoy a freshly sodded and landscaped waterfront backyard with privacy and plenty of room to add a pool, deck, or garden. Major system upgrades deliver true move-in-ready confidence, including a new well pump, cleaned and pumped septic system, new outdoor electrical conduits, new water softener, and water heater. The garage offers built-in storage and flexibility, having previously been used as a guest suite with easy conversion back to traditional garage space.
Located in a no-HOA, family-friendly neighborhood known for golf cart parades, quiet streets, parks, and on-site equestrian stables, this home delivers a unique blend of lifestyle, privacy, and waterfront access.

Features

  • Amenities: Stable(s), Park, Playground
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Contemporary, Cottage
  • Year Built: 1988
  • Garage: Converted Garage, Ground Level, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,400
  • Acreage: 0.27
  • Est. Taxes: $7,632
  • Lot Desc: Cul-De-Sac
  • Elem. School: Lake Myrtle Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8446238
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/TB8446238/3418elakedrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 11:39:21 PM)

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NMLS Mortgage Loan Originator ID 223191

203.274.0501

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3418 E LAKE DRIVE, Land O Lakes, FL, 34639

$659,990

Chris Bjorklund

Sales Associate

William Raveis Real Estate

Phone: 203.464.8466

Chris.Bjorklund@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $527,992 $527,992 $527,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $636 $636 $636
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,039 $3,208 $4,279
Total Monthly Payment $3,767 $3,936 $5,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.