550 Beach Road, Mahopac, NY, 10541 | $585,000

Embrace the charm of lake living in this beautifully renovated home with lake rights and beach access to Lake Mahopac! Perfect as a get away second home, a starter, for a young family or anyone looking to downsize, this property offers comfort, convenience, and plenty of outdoor enjoyment. Just 0. 2 miles from Lake Mahopac, the home sits on a spacious, level lot featuring an above-ground pool, basketball court, garden area, and a fenced backyard that backs up to peaceful woodlands. Inside, you’ll find an inviting open-concept kitchen with granite countertops and stainless steel appliances, flowing into a warm living room with hardwood floors and a striking stone fireplace. All on one level, the home has two bedrooms and two full bathrooms, one with radiant heated floors for added luxury. Enjoy outdoor dining or quiet mornings on the slate patio off the kitchen. Additional features include a mudroom with laundry and walk-out access to a paver patio, attic and crawl space storage, upgraded electrical, plumbing, electric water heater, and energy-efficient windows, along with a newer roof, vinyl siding, and cellulose insulation. Updated doors, hardware, and moldings give the home a fresh, modern feel. A large driveway provides parking for several cars. Experience all that Lake Mahopac has to offer — from boating, swimming, and fishing to miles of scenic walking and biking paths. Enjoy waterfront dining, charming local shops, community events, and easy access to major highways, all while living in a peaceful, nature-rich setting just an hour from NYC. This move-in-ready gem lets you enjoy the very best of lake life!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Cottage, Ranch
  • Year Built: 1950
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Bilco Door(s), Crawl Space
  • Approx Sq. Feet: 1,295
  • Acreage: 0.38
  • Est. Taxes: $12,759
  • HOA Fee: $325 Annually
  • Elem. School: Fulmar Road Elementary School
  • Middle School: Mahopac Middle School
  • High School: Mahopac High School
  • School District: Mahopac
  • Pool: Above Ground
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: 939635
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/939635/550beachroad_mahopac_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 845-473-9770

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

550 Beach Road, Mahopac, NY, 10541

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $1,063 $1,063 $1,063
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,768 $2,920 $3,793
Total Monthly Payment $3,923 $4,075 $4,948

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.