11315 SHIPWATCH LANE, #1850, Largo, FL, 33774 | $419,900

Extremely rare partially furnished 1st Floor Villa, Corner Unit, 3 Bedroom/2 Bath, 1 Car Garage, located on a serene pond with a large 10'x32' composite deck. It's only minutes right over the bridge from Indian Rocks Beach! Enjoy peace of mind with no assessments, milestone inspection exempt, recently painted, and no flooding during last year's storms. The kitchen has white cabinets, recently installed quartz countertops, a closet pantry, bar seating, and a dinette area with views of the courtyard. The Primary Bedroom has sliders to the covered porch and views of the water, en-suite bath, walk-in closet. The split plan design offers two bedrooms and a full bath on the other side of the home. There is a soft water conditioner and laundry closet with a full size washer and dryer. If you enjoy gardening there is a large courtyard for enjoying flowers and plants making it feel like a home. Shipwatch sits on 56 acres along the Intracoastal with 11 Har-Tru tennis courts, walking trails, pickleball, a private marina with 32 deeded boat slips, fitness center, tennis pro shop, two swimming pools, and lots of planned social activities.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Sauna, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 121 x 139
  • Laundry: Inside, Laundry Closet
  • Complex: SHIPWATCH
  • Year Built: 1993
  • Approx Sq. Feet: 1,340
  • Acreage: 0.38
  • Est. Taxes: $2,831
  • Condo Fee: $1,101 Monthly
  • Lot Desc: Corner Lot, City Lot, In County, Level, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8451968
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/TB8451968/11315shipwatchlane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/17/2026 11:48:35 PM)

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Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 32556

339.224.0866

Scott.Petersen@raveis.com

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11315 SHIPWATCH LANE, #1850, Largo, FL, 33774

$419,900

Monica Smith

Sales Associate

William Raveis Real Estate

Phone: 617.974.7020

Monica.Smith@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.132% 5.396%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,855 $2,012 $2,678
Total Monthly Payment $2,166 $2,323 $2,989

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.