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44 Decatur Street is a newly renovated Brooklyn townhome offered directly by the owner. It holds two duplex residences, each with a two bedroom one bathroom layout and a consistent, clean renovation standard. The monthly tax estimate of $2012 covers both 44 Decatur Street and 46 Decatur Street and will be divided between them. Unit 1 extends across the garden and lower levels. The main floor has hardwood floors, tall ceilings, recessed lighting, and a living area that opens naturally into the kitchen. The finishes are modern without being overdone, with stainless steel appliances, solid cabinetry, and a straightforward tile scheme. The bathroom includes a soaking tub and a glass enclosed shower. The lower level adds flexible space for recreation or storage and has a washer dryer hookup. This unit has exclusive access to the rear deck and a paved garden, which gives the home a private outdoor extension rarely found at this price point. Unit 2 sits on the upper floors and carries the same level of renovation. It has hardwood floors, high ceilings, updated lighting, and a modern kitchen with stainless steel appliances and white cabinetry. The living area is bright throughout the day and the two bedrooms have clean finishes with solid window exposure. The bathroom follows the same contemporary tile design with a full tub and shower. The property stands on a quiet brownstone block in Bedford Stuyvesant close to cafés, local services, and transit. With two renovated duplex homes and dedicated outdoor space for the lower residence, 44 Decatur is well positioned for an end user or an investor seeking a strong, stable property in Brooklyn.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,744,000 | $1,744,000 | $1,744,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.164% |
| Monthly Tax Payment | $1,928 | $1,928 | $1,928 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,902 | $10,597 | $14,717 |
| Total Monthly Payment | $11,955 | $12,650 | $16,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.