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Presented by
Vogel Team |
5 Palmer Circle, Cromwell, CT, 06416 | $409,900
Discover comfort and convenience at 5 Palmer Circle, a versatile raised ranch offering 3-4 bedrooms and a 2-car garage. The main level features an inviting open floor plan that seamlessly connects the living room, dining area, and a stylish kitchen with a large center island with seating-perfect for gatherings. A bright sunroom opens to a spacious deck overlooking the fenced backyard, ideal for relaxing or entertaining. The lower level provides exceptional flexibility with a full bath, laundry room, and two additional rooms that can function as a home office, exercise space, family room, or even a possible in-law suite. With updated mechanicals, central air, vinyl siding, and multiple sheds for added storage, this home is move-in ready. Conveniently located close to highways and shopping, it offers both practicality and comfort in a desirable location. MULTIPLE OFFERS Highest and Best before 5pm Saturday 12/6. Open House has been cancelled
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Raised Ranch
- Year Built: 1983
- Garage: 2-car Attached Garage,Under House Garage
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: None
- Above Grade Approx. Sq. Feet: 1,356
- Below Grade Approx. Sq. Feet: 530
- Acreage: 0.59
- Est. Taxes: $7,160
- Lot Desc: Level Lot,On Cul-De-Sac
- Elem. School: Edna C. Stevens
- Middle School: Woodside
- High School: Cromwell
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal
- MLS#: 24142455
- Website: https://www.raveis.com
/raveis/24142455/5palmercircle_cromwell_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.0 x 13.0 | Main | |
| Bedroom 2 | 10.0 x 10.0 | Main | |
| Dining Room | Remodeled,Combination Liv/Din Rm,Composite Floor | 9.0 x 11.0 | Main |
| Living Room | Remodeled,Bay/Bow Window,Fireplace,Wood Stove,Composite Floor | 14.0 x 15.0 | Main |
| Office | 11.0 x 13.0 | Lower | |
| Other | 12.0 x 14.0 | Lower | |
| Primary Bedroom | 12.0 x 14.0 | Main | |
| Sun Room | Remodeled,Balcony/Deck,Ceiling Fan,Sliders,Composite Floor | 13.0 x 16.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Vogel TeamSales Associates
860.614.0666
Lori.Vogel@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
5 Palmer Circle, Cromwell, CT, 06416
$409,900
Vogel Team
Sales Associates
William Raveis Real Estate
Phone: 860.614.0666
Lori.Vogel@Raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $327,920 | $327,920 | $327,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $597 | $597 | $597 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,914 | $2,046 | $2,658 |
| Total Monthly Payment | $2,586 | $2,718 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524