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5524 SADDLEBACK COURT, Lady Lake, FL, 32159 | $375,000
PRISTINE 3 BR / 2 BA HOME WITH FLORIDA ROOM, 2-CAR GARAGE & GOLF CART GARAGE IN THE GATED HARBOR HILLS GOLFING COMMUNITY! Welcome to Harbor Hills—an established, gated Lady Lake community celebrated for its rolling terrain, natural beauty, and peace of mind. Residents enjoy impressive optional Clubhouse amenities, including tennis, a fitness center, a junior Olympic–sized pool, a marina, and an 18-hole golf course with sweeping lake views, a pro shop, and a restaurant. Beautiful Lake Griffin—renowned for boating and top-tier fishing—is just moments away. From the moment you arrive, you'll appreciate the pristine curb appeal. Mature landscaping and a lush lawn add to the home's appeal. The roof was replaced in 2021, a newer, 4-ton heat pump in 2024, a water heater in 2025, and kitchen appliances in 2025. An expansive driveway with a parking pad, a side-entry 2-car garage, and a separate golf cart garage provide ample space for vehicles, guests, and hobbies. Step inside through the deep, covered front portico and discover a warm, welcoming interior. The open living and dining areas are perfect for hosting gatherings, enhanced by wood flooring, Plantation shutters, plant shelves, and double French doors leading to the expansive Florida room. The open-concept kitchen, dinette, and family room create the heart of the home—light-filled, comfortable, and ideal for everyday living. The kitchen offers beautiful cabinetry, ample storage drawers, a cabinet pantry, plus a full walk-in pantry. A breakfast bar and cozy dinette make casual dining or buffet-style entertaining effortless. A split-bedroom floor plan provides excellent privacy. The spacious primary suite features a tray ceiling, abundant natural light, and an en-suite bath with dual sinks, a large walk-in shower, and a generous closet. Two guest bedrooms share a well-appointed hallway bath with a tub/shower combination. A convenient double-door laundry closet with upper cabinetry adds additional storage. The expansive rear Florida room with a mini-split AC and heat unit—offers incredible flexibility year-round. Enjoy breezy meals with the windows open on cool evenings, or transform the space into a game room, fitness studio, home office, or creative retreat. Ideally situated near dining, retail, medical facilities, parks, and everyday conveniences—including The Villages—this home offers comfort, beauty, and a truly exceptional location. A lovely home in a remarkable community—ready to welcome its next owners.
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Security, Tennis Court(s), Vehicle Restrictions
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 100 x 122 x 99 x 122
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Year Built: 1999
- Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,066
- Acreage: 0.28
- Lot Size: 100 x 122 x 99 x 122
- Est. Taxes: $5,789
- HOA Fee: $548 Quarterly
- Lot Desc: Gentle Sloping, In County, Landscaped, Near Golf Course, Private, Sidewalk
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: G5104980
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/G5104980/5524saddlebackcourt_ladylake_fl?source=qrflyer
Listing courtesy of ERA GRIZZARD REAL ESTATE Phone: 352-735-4433
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5524 SADDLEBACK COURT, Lady Lake, FL, 32159
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,872 | $2,431 |
| Total Monthly Payment | $2,332 | $2,429 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388