3806 BYWATER DRIVE, Holiday, FL, 34691 | $210,000

LAKE FRONT HOME, bring your boat and fishing poles!! Your new home is waiting for you in the gated Lake Conley MHP, on Lake Conley, in town of Holiday. It is a highly sought after waterfront 55+gated Community, where you Own the Land, with no lot rent. Second resident can be 35+. It also has low taxes, as well as HOA Fees around $60 a month. Pet-friendly Park will allow with one dog, or one cat, no more than 25lbs. Service animals and Emotional Support animals require current documentation. No aggressive breeds. There’s a boat ramp and fishing pier here for residents to use, as well as a rentable additional boat/RV parking lot/storage area.

There is a formal dining room with hutch, to store your favorite dinnerware, as well as knick knacks. The home has mostly laminate floors, with tile in the kitchen and baths. The kitchen has all white appliances, including dishwasher and microwave. The backsplash is custom and is stamped tin. There is a large double sink in the kitchen. The main bath is updated is en-suite in the main bedroom and has a walk-in shower. The hall bath is a tub shower combo and is mostly original. The home has 4 ceiling fans in the main home and 2 in the Florida room. The bedrooms in this home are larger. There is a screened front porch just outside the front door and is perfect for gatherings. The large shed has a work bench and storage, as well as the washer and dryer. The shed is made up of two rooms for even more storage. Out back, by the lake is a beautiful concrete patio and two large palm trees, just waiting for you and your guests to enjoy. Whether it’s boating, fishing, sunbathing or barbecuing this place is waterfront living at its finest. Outside the home has metal storm shutters to cover the windows. At the lakes edge is a wood board walk, near the seawall. Many updated double pane vinyl windows and a metal roof over, age unknown. The home’s exterior has vinyl siding and an enclosed Florida Room at the rear, with great lake views. Florida room has its own wall cooler, 2 ceiling fans and is a perfect spot for morning coffee or an evening drink. Golf carts and motorcycles welcome.

Very private and peacefully tucked in off US 19 but yet so close to everything. Easy drive to some of Florida most beautiful beaches, parks, restaurants and shopping. Also, with easy commute to Tarpon Springs. Community offers a heated pool all year round, active clubhouse with year around events, shuffleboard, boat ramp, fishing pier and much more.

Features

  • Amenities: Clubhouse, Gated, Laundry, Maintenance, Other, Pool, Recreation Facilities, Shuffleboard Court, Storage
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1977
  • Garage: Covered
  • Heating: Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,056
  • Acreage: 0.09
  • Est. Taxes: $766
  • HOA Fee: $60 Monthly
  • Lot Desc: FloodZone
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: TB8451933
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/TB8451933/3806bywaterdrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 4:57:58 AM)
Listing courtesy of SELECT REAL ESTATE OF PINELLAS   Phone: 727-584-3588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3806 BYWATER DRIVE, Holiday, FL, 34691

$210,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $168,000 $168,000 $168,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $64 $64 $64
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $954 $1,006 $1,351
Total Monthly Payment $1,093 $1,145 $1,490

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.