160 Blanco St, Saint Augustine, FL, 32084 | $985,000

Walk to Flagler College | No Flood Zone | Income Potential | Buy vs. Rent Opportunity Skip the high cost of dorms and invest in a smarter long-term solution just minutes from Flagler College and Historic Downtown St. Augustine. This flexible, income-producing property offers a rare opportunity for parents, investors, or multigenerational living — live in one space while offsetting costs, or secure housing now and build equity over time. Located outside the flood zone (no flood insurance required), this home keeps monthly ownership costs lower — a major advantage over nearby properties. Built for durability and efficiency with ZIP System sheathing, this storm-ready home combines modern construction with long-term peace of mind. The highly desirable layout features two primary suites, including a main-level option, ideal for: • Student + parent living • Roommate income potential • Guest privacy or work-from-home flexibility Interior highlights include: • Open-concept design with high ceilings • Bright, natural light throughout • Chef’s kitchen with marble countertops • Stainless steel appliances • Modern designer finishes • Fully turnkey, move-in ready Positioned in one of St. Augustine’s most in-demand areas, you’re walkable to Flagler College, downtown shops, dining, and nightlife, with easy access to area beaches. Investor-friendly features make this a standout: • Strong rental demand near Flagler College • Ideal for “live + rent” strategy • 1031 exchange opportunity • Seller financing may be available Whether you’re a parent looking for a cost-effective alternative to student housing, an investor seeking consistent demand, or a buyer wanting location + flexibility, this property checks all the boxes.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 5663
  • Style: Contemporary,Multi-Level,Patio Home
  • Year Built: 2023
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 2,280
  • Acreage: 0.13
  • Lot Size: 5663
  • Est. Taxes: $12,525
  • Lot Desc: City
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 256465
  • Days on Market: 181 days
  • Website: https://www.raveis.com
    /prop/256465/160blancost_saintaugustine_fl?source=qrflyer
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Listing courtesy of ENDLESS SUMMER REALTY

William Raveis Family of Services

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Customer Service

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

160 Blanco St, Saint Augustine, FL, 32084

$985,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $788,000 $788,000 $788,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.203%
Monthly Tax Payment $1,044 $1,044 $1,044
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,724 $4,852 $6,650
Total Monthly Payment $5,860 $5,988 $7,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.