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Welcome to 5 Worthington Lane, Berlin - a charming 3 bed/2 full bath corner-lot Cape in the heart of the Silver Lake community. This warm and well-loved home has been under the care of the same owners since 1952, a rare and meaningful continuity that speaks to its comfort and appeal. Sunlight fills the spacious living room, where built-ins frame the original fireplace (currently closed off). With a gas insert, this room could become an inviting focal point. The freshly refinished and stained hardwood floors bring out the character of the home's early craftsmanship. The kitchen features a window-lined eat-in area perfect for casual meals or a morning coffee spot. A main-level bedroom offers hardwood under the carpet for those who prefer natural flooring. The second floor includes two additional bedrooms and a full bath - and from one bedroom you can catch a view of the lake. Recent improvements include a newer roof, a recently serviced furnace and hot water heater, recently painted interior and restored living-room floors - providing a blend of updates and original charm. Outside, the property offers a tree-lined yard with fruit trees and plenty of outdoor potential to entertain. A large shed with a concrete foundation provides excellent space for tools, projects, or a workshop setup. Silver Lake is known for its unique community feel, lake access, and an environment where people tend to stay for decades - and 5 Worthington Lane is a wonderful opportunity to be part of it.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $210,800 | $210,800 | $210,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,247 | $1,315 | $1,708 |
| Total Monthly Payment | $1,706 | $1,774 | $2,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.