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Welcome HOME to the highly sought after 55+ community - Harshaw Lake Condominiums! A desirable corner unit - this 2 bedroom / 2 bathroom condo features tons of natural light, generous storage space, a split floor plan, indoor laundry, charming heated & cooled Florida room, HVAC 2024, and so much more! Enjoy elevated privacy being situated on the second floor with the convenience of an on-site elevator to make entering the unit effortless. Step into the inviting foyer - where the hallway gives you easy access to everything - turn toward the galley style kitchen with its’ cozy breakfast nook and wall of storage cabinets, head to the guest room and bath, or continue into the bright, open living and dining room. This thoughtful layout makes the home feel both connected and private. The primary bedroom is expansive, complete with a walk-in closet plus an additional built-in closet, giving you room for everything. Enjoy the convenience of a covered parking space plus ample guest parking directly outside the building. The monthly HOA fee covers the roof, water / sewer / trash, ground maintenance, community pool maintenance, common areas, insurance, cable tv - making day to day life simple and worry-free. Centrally located with easy access to I-275, our beautiful Gulf Beaches, vibrant Downtown St. Pete, grocery shopping, dining, and so much more! Enjoy low maintenance living and access to amenities in this peaceful, well-kept community! Call today to schedule a private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,116 | $1,162 | $1,537 |
| Total Monthly Payment | $1,241 | $1,287 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.