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One or more photo(s) has been virtually staged. Spacious 4-bedroom, 3-bathroom home with a 3-car garage in the highly desirable Ridgecrest community of Dover, Florida, built in 2010 by M/I Homes. This well-designed property is an excellent fit for move-up buyers seeking more space, a cohesive neighborhood aesthetic, and the added benefit of a fenced yard for privacy and outdoor enjoyment.
The generous square footage supports a variety of living arrangements, including work-from-home setups, multigenerational living, or simply extra room to spread out and entertain. Three full bathrooms add daily convenience, helping to ease busy mornings and reduce wait times for households with multiple occupants. The 3-car garage provides valuable storage and parking flexibility, ideal for multiple vehicles, recreational gear, or hobby space. A fenced yard enhances both function and peace of mind, creating a defined area for pets, play, gardening, or outdoor gatherings—features that are especially sought after by buyers in this part of Hillsborough County.
Located in Dover, this home offers a residential, suburban feel while still providing easy access to the broader Tampa Bay region, major employment centers, shopping, dining, and recreational amenities. Residents enjoy proximity to regional connectors like I-4 and I-75, making commutes and weekend outings convenient while preserving the quiet, community-oriented atmosphere that makes Ridgecrest so appealing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $653 | $653 | $653 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,003 | $2,085 | $2,782 |
| Total Monthly Payment | $2,731 | $2,813 | $3,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.