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Bright and move-in ready 2 bed, 2 bath condominium in highly desirable Heritage Crest, Southbury, CT. This single-level unit features an attached one car garage, open-concept living/dining area with a cozy propane fireplace and sliders to a private deck with tranquil wooded views. In addition to the updated bathrooms, the eat-in kitchen has also been refreshed with beautiful cabinetry and updated refrigerator, updated microwave and new dishwasher. There is a spacious primary suite with an en-suite bath; a generous second bedroom with custom built-ins, ideal for guests or a home office. Convenient in-unit laundry with updated washer/dryer, central air and a newer heat pump system, and abundant storage. Enjoy Heritage Crest amenities including pool, tennis, and walking paths, all minutes to Southbury's town center, shopping, dining, and I-84 for easy commuting. Low-maintenance living in a peaceful, well-managed community. Heritage Crest has a one time equity fee of $3000. 00 due at closing from the buyers.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Book Shelves,Built-Ins,Wall/Wall Carpet | 16.3 x 11.3 | Main |
| Dining Room | Balcony/Deck,Sliders,Wall/Wall Carpet | 13.5 x 12.7 | Main |
| Full Bath | Remodeled,Corian Counters,Tub w/Shower,Laundry Hookup,Tile Floor | 5.0 x 12.5 | Main |
| Kitchen | Remodeled,Corian Counters,Dining Area,Island,Tile Floor | 14.8 x 11.2 | Main |
| Living Room | Ceiling Fan,Gas Log Fireplace,Wall/Wall Carpet | 19.7 x 19.5 | Main |
| Primary Bath | Remodeled,Corian Counters,Full Bath,Tile Floor | 12.5 x 5.8 | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Wall/Wall Carpet | 19.0 x 16.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $388 | $388 | $388 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,040 | $2,151 | $2,911 |
| Total Monthly Payment | $2,503 | $2,614 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.