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Presented by
Alexandrine Miller |
Cape Cod style home located in the Gottscheer Country Club in Walden area of the Town of Montgomery. A home with unique qualities with structure of stone, and board and batten. The first floor has wood ceilings and throughout and original wide plank floors in the hallway, half bath, pantry, kitchen and dining area. Primary bedroom with ensuite bathroom that has a rustic look, walk-in closet, linen closet and an additional closet and a ceiling fan. Main floor living room with a stone gas fireplace and an eat-in kitchen with island. The dining area has bountiful sunlit windows that overlook nature's beauty. In addition there is a laundry room and half bath and a coat closet. The second floor has two bedrooms, one bedroom offers two large walk-in closets and an additional storage room, the second bedroom offers one large walk-in closet. The second floor also has a full bath and a bonus room. The bonus room also has a walk-in storage closet. The oversized 2 car garage has an unfinished second floor with a separate electric box from the main house. The spacious upstairs area can be entered through the garage or a separate entrance from outside. There is a detached structure in the back yard with an overhead door can be used as a storage. The unfinished basement is partially a full basement and part crawl space. The basement is a walkup and can be accessed from the main floor or a Bilco door. There is central air condition unit, a central vacuum system and a whole house fan in the attic. Covered deck off the kitchen in the back of the house on the . 92 acre landscaped property. NOTE: the property is part of the Gottscheer Country Club Subdivision, which requires a buyer to apply for membership. A $900 annual fee that provides for road maintenance and trash pick up. The electric wires and gas tank for heat, stove and dryer are buried for a neat look. The Gottscheer Community has a playground. FYI: The Lake Osiris Golf Course is close by. Located in the Valley Central School District
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
Sales Associate
William Raveis Real Estate
Phone: 978.483.1723
Alexandrine.Miller@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $764 | $764 | $764 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,381 | $2,551 | $3,438 |
| Total Monthly Payment | $3,237 | $3,407 | $4,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.