4953 BACOPA LANE S, #204, St. Petersburg, FL, 33715 | $839,000

Welcome to Bacopa Bay, a lavish 24-hour guard-gated condominium community set on the breathtaking waters of Boca Ciega Bay. This sought-after enclave provides residents with unmatched security, privacy, and scenic beauty. This exceptional second-floor condo features two bedrooms, two and a half baths, and a den that can serve as a third bedroom. Spanning 1833 square feet, the unit offers unparalleled waterfront living, enhanced by floor-to-ceiling windows that fill the home with natural light and deliver stunning water views from the kitchen, living room, dining room, and primary bedroom. The kitchen is appointed with stainless steel appliances, white cabinetry, generous pantry storage, a center island, and a breakfast bar. The adjacent dining and family room opens onto a patio where you can view spectacular sunsets and holiday fireworks while expanding your living space to the outdoors. You will frequently see boats heading to the intracoastal waterway and spot dolphins and manatees in the water below. The primary suite includes a king-size bed, panoramic water views, patio access, and a large ensuite bathroom featuring double sinks, a vanity, walk-in shower, and three closets for ample storage. Additional highlights in the home include hurricane shutters, crown moldings, window treatments, built-in cabinetry, a hide a bed sofa in the den, new furnishings in the second bedroom, a guest half bath, and a spacious walk-in laundry room with a full-size washer and dryer. Bacopa Bay offers residents a vibrant lifestyle with lush tropical landscaping and a half-mile walking trail. Community amenities include the Arbor House Clubhouse (complete with a library, game room, and kitchen for social gatherings), a 24/7 fitness center, two pool areas, a pristine sandy beach, a heated spa, a three-lane lap pool, two lighted clay tennis courts, and a convenient car wash area. Under building designated parking provide convenience and security. The property is just minutes from the sugar sand beaches of Pass-a-Grille and St Pete Beach, downtown St. Petersburg, and major highways. With only two units off the elevator, residents enjoy a single-family home atmosphere with privacy on both their front deck and back balcony. If you are a boater the property offers close proximity to several marinas, including Isla del Sol Yacht and Country Club, Maximo Marina, Port 32, Tierra Verde Marina, O’Neill’s Marina and more. The community welcomes two small pets under 30 pounds, making it ideal for animal lovers. This beautiful Bacopa Bay condo is available furnished, (please inquire as to what items do not convey) and is turnkey ready for immediate occupancy. Experience the Florida lifestyle and make this fantastic residence your new home or your private vacation oasis.

Features

  • Elevator: Y
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 9
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Other, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: BACOPA BAY CONDO
  • Year Built: 1996
  • Approx Sq. Feet: 1,833
  • Acreage: 5.01
  • Est. Taxes: $13,972
  • Condo Fee: $1,490 Monthly
  • Lot Desc: Corner Lot, FloodZone, City Lot, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Water
  • Pool: Gunite, In Ground, Lap, Lighting, Other
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8451772
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8451772/4953bacopalanes_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 9:03:24 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4953 BACOPA LANE S, #204, St. Petersburg, FL, 33715

$839,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,200 $671,200 $671,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $1,164 $1,164 $1,164
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,811 $4,024 $5,574
Total Monthly Payment $5,067 $5,280 $6,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.