|
|
Welcome to 281 Hayden Hill Road - a warm, beautifully updated ranch in Torrington's desirable East-End that feels like home the moment you arrive. Set on a gently elevated & beautifully landscaped . 41-acre lot, this inviting 3-bedroom property blends modern comfort with the character & ease of a home that's been truly loved & well cared for. Sunlight fills the main living space, highlighting freshly painted plaster walls & hardwood floors that create a bright, cozy atmosphere. The kitchen offers granite countertops, a new sink, painted cabinetry, & excellent natural light - a clean & functional space perfect for everyday meals or weekend hosting. Downstairs, the transformed lower level expands the way you can live. A spacious family room with recessed lighting, tile flooring, & a propane stove creates a warm retreat for movie nights, quiet evenings, or gatherings. A dedicated home gym with padded flooring, ready-made space for workouts, hobbies, or play. Step outside to your own backyard sanctuary. Enjoy sunrise coffee on the refinished deck, grill with friends on summer evenings, or wander the yard featuring mature apple trees, a grape arbor, raised garden beds, a manicured lawn, a fire-pit, & a finished shed with power. It's a space designed to be lived in, enjoyed, & shared. Tucked away in a quiet setting yet less than five minutes from Target, Walmart, Lowe's, Home Depot, dining, & groceries - this home offers the perfect balance of comfort, quality, & convenience.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
| Family Room | French Doors,Tile Floor | Lower |
| Kitchen | Granite Counters,Laminate Floor | Upper |
| Living Room | Ceiling Fan,Combination Liv/Din Rm,Hardwood Floor | Upper |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,494 | $1,555 | $2,075 |
| Total Monthly Payment | $2,030 | $2,091 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.