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Enjoy the charm of a beautifully renovated 1880s Colonial, where the elegance of the past meets the luxury of the present. Located in the heart of desirable East Patchogue, this home has been thoughtfully upgraded with high-end finishes, including exquisite crown and chair moldings throughout the first floor. The spacious layout features a large formal dining room, formal living room, and family room—perfect for entertaining. The stunning eat-in kitchen is equipped with stainless steel appliances, quartz countertops, and ample cabinetry. A generously sized first-floor laundry/utility room adds everyday convenience. Truly move-in ready, this well-maintained home is filled with natural light and timeless charm. The fully finished basement offers valuable additional living space, ideal for a family room, gym, home office, or playroom. Nestled in a quiet, sought-after neighborhood, the property provides both comfort and convenience. You’ll be close to schools, parks, shopping centers, major highways, and public transportation. The huge PVC-fenced backyard offers a perfect private retreat with plenty of room for outdoor entertaining or future expansion. Whether you're a first-time buyer or looking to upgrade, this home is ready for you to make it your own. Come see it for yourself—you won’t be disappointed. This home is packed with thoughtful details and plenty of extra bonuses throughout.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $600 | $600 | $600 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,071 | $3,239 | $4,208 |
| Total Monthly Payment | $3,763 | $3,931 | $4,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.