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Amazing! Land owned 2bd/2ba beautiful home located in the 55+ community of Ridgewood Oaks. This home has been updated with hurricane windows in all rooms including the lanai. A new roof was installed in 2023 and the AC unit was replaced in 2024. This home features “no carpet”, with laminate flooring in all rooms. Both the primary and guest bathrooms have been remodeled, including walk-in showers and deluxe cabinetry. Looking for an amazing kitchen? You will love this spacious custom designed kitchen which features stainless appliances, large cabinets, spacious countertops and an oversized island workspace. The oversized Lanai has newly installed laminate flooring and large windows to enjoy while you sip your morning coffee and is a great entertainment room for your guests. The workshop outside has been expanded and a concrete pad has been added in the back of the home for grilling, sunbathing or a little golf! Come and enjoy this 55+ community with gated 24-hour security, pool, clubhouse, tennis courts, pickleball courts, outdoor gym, great fishing and lots of activities. Internet and cable, lawn maintenance are all included in the low monthly fees. Ridgewood is close to all shopping, Ellenton Outlet mall, restaurants, I-75 and the Florida Gulf beaches. Don’t let this one get away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$212,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $169,600 | $169,600 | $169,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $116 | $116 | $116 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,003 | $1,058 | $1,385 |
| Total Monthly Payment | $1,194 | $1,249 | $1,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.