95 Market Street, Wappingers Falls, NY, 12590 | $529,000

Charming Historic Home in the Heart of Wappingers Falls Step into timeless character with this inviting home at 95 Market Street — a standout in the historic, walkable village of Wappingers Falls, NY. Tucked just off the village’s picturesque downtown and within the storied Wappingers Falls Historic District, this property blends classic 19th-century charm with modern livability. Market Street is known for its elegant, older homes — many showing off revival-era architecture and a sense of history that’s rare to find today. Walkable village lifestyle. You’re just minutes from downtown: cozy eateries, local shops, the community library, and scenic spots near the creek and old industrial-era mill district — ideal for anyone who values walkability and charm over cookie-cutter suburbs. Search Natural surroundings & local flair. Wappingers Falls offers a mix of historic neighborhoods, mature trees and green-space charm, giving residents a small-town vibe with easy access to urban convenience. Perfect for buyers who appreciate vintage details, history, and a home that tells a story. If you’re looking for more than just a “house, ” 95 Market Street offers a chance to own a piece of Wappingers Falls history — where architecture reflects the village’s industrial roots, and downtown is a short stroll away. It’s ideal for buyers who value character, walkability, and a sense of community.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1900
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,802
  • Acreage: 0.14
  • Est. Taxes: $8,805
  • Elem. School: James S Evans Elementary School
  • Middle School: Wappingers Junior High School
  • High School: Roy C Ketcham Senior High Sch
  • School District: Wappingers
  • Appliances: Convection Oven, Dishwasher, Electric Cooktop, Electric Range, Exhaust Fan, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • MLS#: 939366
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/939366/95marketstreet_wappingersfalls_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Cosgrove Aiken TeamSales Associates

508.776.8185

CosgroveAikenTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

95 Market Street, Wappingers Falls, NY, 12590

$529,000

Cosgrove Aiken Team

Sales Associates

William Raveis Real Estate

Phone: 508.776.8185

CosgroveAikenTeam@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $734 $734 $734
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,403 $2,535 $3,402
Total Monthly Payment $3,229 $3,361 $4,228

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.