2019 UTOPIAN DRIVE W, #310, Clearwater, FL, 33763 | $495,000

Discover the Epitome of luxury living in this exquisite top-floor END unit penthouse, nestled within the tranquil Paradise Reserve of Clearwater's premier 55+ Golf Course Community, On Top of the World. This unique 3-bedroom, 3-bathroom condominium is Renovated, complete with an executive office/library or potential 4th bedroom. This home offers 2, 300 square feet of living space. The spacious layout features high vaulted ceilings and large bay windows that flood the unit with abundant natural light. This MAJESTIC MODEL features an open floor plan that allows for comfortable, maintenance-free living at its finest the wow factor is that it boasts expansive water and park views from every window, complemented by a 58-foot balcony that stretches across the back of the home, providing additional outdoor living space overlooking Harbor Lake & Community Pond. The Luxury vinyl plank flooring throughout ensures both style and practicality. The window treatments are high-quality silhouette blinds in every room covering double-hung upgraded windows with new screens. The home has been updated with top-of-the-line features, including a meticulously designed gourmet kitchen with high-quality cabinetry granite countertops, pull-out shelves, a separate pantry, platter storage, stainless steel appliances including a French Door Smart Refrigerator w/family hub, an oversized island with extra storage, Breakfast Area, plant shelves & recessed lighting. Enjoy cooking while gazing out at Harbor Lake through the kitchen's sliding glass doors. A convenient separate utility closet houses a full-size Whirlpool washer and dryer with extra storage cabinets. All closets have been upgraded with California Closet organizers. All bathrooms have been upgraded with high-end cabinetry and granite countertops with added cabinets and storage spaces. The primary ensuite bathroom has a double sink with a Tub/Shower combo and a separate makeup vanity. The guest Bathroom follows suit with upgraded features and a walk-in shower. The A/C was replaced in 2021, W/H in 2020. There is a storage area in the core of the building. This unit also affords you (2) parking places. Take a walk Harbor Lake's shores beckon—a tranquil retreat where walking trails and park benches invite contemplation. Sit on a community bench, gaze over the lake, and let time slow down. Stroll along the winding trail, breathe in the whispers of nature, and find solace The building is a quick drive away from the West Activity Center. A hot tub awaits here, its warmth melting away the day's cares. An Olympic-sized heated pool invites you to swim, laugh, and bask in the sun. Billiards room, computer lab—each corner promises connection and joy. For our furry friends, a community dog park lies just beyond the west activity ctr. —a wagging tail's paradise. The East Side boasts not one, but two golf courses—a golfer's dream. GOLF IS FREE TO RESIDENTS. West & East Side has heated pools, we have Craft rooms, clubs, and the ballroom dances to life with DJs and live bands. Card rooms, tennis courts, horseshoes, grilling areas—the leisure canvas awaits. And PICKLE BALL-a spirited game where paddles meet laughter. On-site, the Good Karma Café tempts with take-and-bake meals and snacks. Here, conversations flow, and friendships brew. Clearwater Beach is one of the Top beaches in the country. It is only 10 miles away and an easy drive to Tampa International Airport. If Financing OTOW requires 35% down payment. POF Required

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1999
  • Approx Sq. Feet: 2,300
  • Est. Taxes: $2,310
  • Condo Fee: $776 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: TB8451419
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8451419/2019utopiandrivew_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 10:47:08 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2019 UTOPIAN DRIVE W, #310, Clearwater, FL, 33763

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $193 $193 $193
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,471 $3,209
Total Monthly Payment $2,609 $2,738 $3,476

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.