1060 PINELLAS BAYWAY S, #106, St. Petersburg, FL, 33715 | $740,000

Your Waterfront Escape Awaits on Tierra Verde

From the moment you step inside this extraordinary first-floor waterfront condo, you’ll feel the difference. A seamless blend of tranquility and coastal elegance greets you at the door—where your eyes are immediately drawn past the walls of glass to a stunning, one-of-a-kind panorama. This home is nestled in one of only three exclusive condominium communities on Tierra Verde offering such a uniquely diverse and immersive view. Here, you’ll take in the gentle curve of the Grand Canal, the gleaming stretch of beautiful sand beaches, the calm waters of Dents Channel, and the rolling surf of the Gulf of Mexico crashing along Shell Key—including protected views of the untouched natural beauty of Shell Key Preserve itself.

Designed to embrace the outdoors, the condo features three oversized, private balconies—each positioned to showcase its own spectacular perspective of the surrounding waterfront scenery. Enjoy sunrises over the canal from the dining room balcony, afternoon light dancing across the waves from the living room balcony, and peaceful evenings off the master suite where salty breezes and soft water sounds create the ultimate coastal retreat. This thoughtful layout seamlessly extends your living space into open-air sanctuaries, perfect for quiet reflection or effortless entertaining.

Inside, the home has been beautifully updated with quality and peace of mind at the forefront. The updated kitchen features warm wood cabinetry, offering both style and durability, while floor-to-ceiling hurricane-rated sliders and windows flood the home with natural light and allow you to experience the beauty. Protective shutters add an additional layer of security. Importantly, this unit has NO history of water intrusion or storm damage, and it had no water impact even during past weather events, providing a level of confidence few waterfront opportunities can provide.

Comfort upgrades include a brand-new A/C system for reliable climate control and heated flooring on the main living level, a rare and luxurious feature that elevates everyday living.

The community amenities feel like your own private resort, featuring a serene heated pool, spa, and a dedicated waterfront entertainment area—ideal for gatherings, celebrations, or simply unwinding after a day on the water.

Features

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Complex: COVE ON THE GULF CONDO
  • Year Built: 1986
  • Approx Sq. Feet: 1,510
  • Est. Taxes: $8,855
  • Condo Fee: $1,043 Monthly
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Indoor Grill, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8451836
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/TB8451836/1060pinellasbayways_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/16/2026 12:32:38 AM)
Listing courtesy of CENTURY 21 LISTSMART   Phone: 727-222-1198

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1060 PINELLAS BAYWAY S, #106, St. Petersburg, FL, 33715

$740,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $592,000 $592,000 $592,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $738 $738 $738
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,502 $3,645 $4,798
Total Monthly Payment $4,332 $4,475 $5,628

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.