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Presented by
Anne Fitzgerald |
3225 W SHELL POINT ROAD, Ruskin, FL, 33570 | $569,000
Short Sale. The moment you pull up and see the canal out back; you know this home is something special. With nothing but mangroves and manatees as your canal neighbors, you’ll enjoy rare privacy surrounded by mature oaks, tropical monsteras, and a fully fenced yard perfect for family and pets.
The main home is newly renovated (2024) and immaculate, featuring tile throughout the living areas and brand-new luxury carpet in the bedrooms. A brand-new AC and air handler add peace of mind. The open layout offers clear views straight down the canal — the kind of view that makes mornings on the dock with coffee feel like a daily retreat.
The detached guest suite expands your possibilities with a full kitchen, full bath, and private waterfront deck. Host family and friends in comfort or use it as an Airbnb for additional income.
The mangroves lining the canal are alive with wildlife — birds, snook, tarpon, and sheepshead bring the water to life right off your dock. With no HOA and massive parking space for your boat, trailer, or RV, this property gives you freedom rarely found in the Bay Area.
Two homes on one lot, both with character, both with water views — a truly unique waterfront opportunity.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 128 x 100
- Laundry: Laundry Room
- Year Built: 1968
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,262
- Acreage: 0.29
- Lot Size: 128 x 100
- Est. Taxes: $10,210
- Water Front: Yes
- Elem. School: Ruskin-HB
- Middle School: Shields-HB
- High School: Lennard-HB
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: TB8393264
- Days on Market: 293 days
- Website: https://www.raveis.com
/prop/TB8393264/3225wshellpointroad_ruskin_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Anne FitzgeraldLuxury Properties Specialist
781.690.1116
Anne.Fitzgerald@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3225 W SHELL POINT ROAD, Ruskin, FL, 33570
$569,000
Anne Fitzgerald
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.690.1116
Anne.Fitzgerald@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $851 | $851 | $851 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,726 | $2,874 | $3,750 |
| Total Monthly Payment | $3,669 | $3,817 | $4,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388