22058 SW Surf Blvd, Other, NY, 34431 | $249,900

Nestled on a full acre in the peaceful and friendly community of Rainbow Lakes Estates, this charming 3-bedroom, 2-bath home offers the perfect blend of country living and modern comfort. With no HOA, you’ll enjoy true freedom—bring your RV, boat, toys, or all of the above! Step inside to a warm and inviting layout featuring a spacious kitchen with a cozy breakfast nook area, ideal for morning coffee or casual meals. The home flows effortlessly into the comfortable living areas, and the spacious enclosed lanai/Florida room extends your living space—perfect for relaxing, entertaining, or enjoying Florida’s beautiful sunsets. Recent improvements include a new septic system (2023) and a new air conditioner (September 2025) for added peace of mind. Outside, the expansive backyard is a true highlight—offering endless possibilities for gardening, gatherings, or recreation. There’s also a storage shed, plus an attached two-car garage for added convenience. Whether you’re looking for a great starter home, a peaceful retreat, or a place with room to grow, this property delivers. Just a short drive from Crystal River, Rainbow River, state parks, natural springs, and other outdoor attractions, you’ll have adventure and relaxation at your fingertips.
Don’t miss this opportunity to enjoy space, privacy, and comfort in a desirable location.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Washer Hookup,Dryer Hookup
  • Style: One Story
  • Year Built: 2003
  • Garage: 2-car Driveway,Garage Door Opener
  • Heating: Central
  • Cooling: Central Air,Ceiling Fan(s)
  • Est. Taxes: $1,107
  • Lot Desc: <1 Acre
  • View: None
  • Appliances: Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • MLS#: A11921578
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/A11921578/22058swsurfblvd_other_ny?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MIAMI Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Florida Realty of Miami Corp   Phone: 305-598-5488

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22058 SW Surf Blvd, Other, NY, 34431

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.533% 6.533% 5.668%
Monthly Tax Payment $92 $92 $92
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,167 $1,247 $1,620
Total Monthly Payment $1,334 $1,414 $1,787

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.