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The search is OVER! Welcome Home to your Income Producing 4 Bedroom Turnkey Dream Home with Legal Handi Cap Accessible Accessory 1 Bed/ 1 Full & one 1/2 Bath apartment-Owner Occupied required per town to rent. This is truly the house that keeps on giving. Upstairs your sunny living room with mountain views awaits. Doors to dual back decks. Top newly painted and lower newly constructed with 25-year composite decking for your 27' round swimming pool. Awesome summer fun. Spacious eat-in kitchen, office/den, full bath and Bedrooms 1 and 2 . Set apart is your Primary Bedroom with full en suite bathroom and built in enclosed shelving, dual walk-in closets, with additional pull-down attic storage. Downstairs the magic continues, with your very own bar & wine cellar area, 8-9' ceilings give it a very open feeling-Must see to appreciate- with 1/2 bath and walk out to your lovely, paved patio. Washer/dryer area and then to your handicap accessible apartment. With 8 1/2' ceilings, open concept living room & full kitchen , 1 Bedroom w/ en suite full bathroom & walk in closets. Back yard boasts enchanting pergola sitting area, fire pit & unique property lay out which abuts to County Owned Property for added privacy. Newly paved driveway sets you far from the road, huge front yard . Newly pointed front walk way for ease of access and Handicapped accessible apartment entrance brings you right in. Two EV charging ports and 50year roof and Solar Panels-which are leased-installed Dec. 2022. 1250 gal Septic recently pumped , water tested & passed ready for you. 1 mile to Patterson Metro North , minutes to shops, I84, skiing , parks, walking/bike trails, town park with lake, too much to list! Come home to this hidden gem nestled in beautiful Putnam County.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,187 | $1,187 | $1,187 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,530 | $3,781 | $5,096 |
| Total Monthly Payment | $4,809 | $5,060 | $6,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.