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12 KARAT PATH, Palm Coast, FL, 32164 | $269,900
Under contract-accepting backup offers. Experience the best of Florida living at 12 Karat Path—where privacy, convenience, and the laid-back Flagler County lifestyle come together. Nestled in a quiet Palm Coast neighborhood, this well-maintained 3-bedroom, 2-bath home offers 1, 470 sq ft of comfortable living space and sits on a serene homesite that backs to county-owned conservation land, ensuring long-term privacy and peaceful natural views.
Step inside to find a bright, functional layout with an inviting kitchen featuring abundant cabinet storage, perfect for anyone who loves to cook or entertain. The home also offers practical upgrades including a 2017 A/C system, a 2021 roof, and a deep garage designed to fit a full-size truck—a rare and valuable feature.
But beyond the home itself, it’s the lifestyle that makes this property special.
Living in Palm Coast means enjoying the best of coastal Florida without the congestion of the bigger cities. Just minutes away, you’ll find miles of untouched shoreline along Flagler Beach, a charming coastal town known for its laid-back atmosphere, fishing pier, surf culture, and dog-friendly sandy shores. Whether you enjoy early-morning sunrises, long beach walks, or weekend gatherings at the water, this location offers it all.
Palm Coast and the greater Flagler County area are also home to exceptional local dining. Enjoy fresh seafood at favorites like Flagler Fish Company, Oceanside Beach Bar & Grill, and Beachfront Grille, or explore the area's eclectic mix of cafés and locally owned restaurants throughout both Palm Coast and Flagler Beach. For shopping and convenience, you're just minutes from the Palm Coast Town Center, Publix, medical facilities, and boutiques along A1A.
Commuters will appreciate the easy access to I-95, with a quick drive south placing you in Daytona Beach for work, entertainment, or airport access—making this home the perfect blend of peaceful living with big-city convenience.
Surrounded by natural preserves, miles of walking and biking trails, and close to some of Florida's most beautiful parks, Flagler County continues to be one of the fastest-growing—and most desirable—coastal communities in the state.
If you’re looking for a private, well-kept home in a prime location that offers the true Florida lifestyle, 12 Karat Path is a must-see.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Style: Ranch
- Year Built: 2004
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,470
- Acreage: 0.23
- Est. Taxes: $1,924
- Lot Desc: Cleared, City Lot, Landscaped, Level
- View: Trees/Woods
- Elem. School: Bunnell Elementary
- Middle School: Buddy Taylor Middle
- High School: Flagler-Palm Coast High
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: FC314309
- Days on Market: 81 days
- Website: https://www.raveis.com
/prop/FC314309/12karatpath_palmcoast_fl?source=qrflyer
Listing courtesy of FLORIDA BEACHES REAL ESTATE Phone: 386-986-6744
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 KARAT PATH, Palm Coast, FL, 32164
$269,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $160 | $160 | $160 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,209 | $1,293 | $1,736 |
| Total Monthly Payment | $1,444 | $1,528 | $1,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388