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12507 CORTEZ ROAD W, #58, Cortez, FL, 34215 | $224,900
Waterfront 55+ Co-Op Near Anna Maria Island | Pet-Friendly | Furnished Coastal Home in Cortez, FL. Discover affordable coastal living in Bradenton, Florida with this beautifully updated home in a pet-friendly 55+ waterfront co-op community near Sarasota Bay. Ideally located less than one mile from the pristine Gulf beaches of Anna Maria Island, this property is perfect for buyers searching for Florida beach homes near the water or a seasonal retreat on the Gulf Coast. Situated in the heart of Cortez, one of the last authentic fishing villages in the U. S. , this home offers a rare combination of Old Florida charm, waterfront access, and modern updates. Move-In Ready & Fully Furnished - Renovated following the 2024 hurricane season, this turnkey furnished home includes appliances and most furnishings—ideal for buyers seeking a ready-to-enjoy Florida waterfront property. Interior upgrades include: New carpet in main living areas and laminate flooring in kitchen and bathrooms, Key Property Features: New roof (July 2023), Central A/C (2019), In-unit laundry with stackable washer/dryer, Well-maintained and thoughtfully updated. Step outside and enjoy direct access to a private community dock and fishing pier on Sarasota Bay, where you can take in year-round sunset views over the water—a major draw for buyers searching for waterfront homes with sunset views in Bradenton. This 55+ waterfront community near Anna Maria Island offers a relaxed, low-maintenance lifestyle just minutes from: Gulf beaches and boating. Waterfront dining and fresh local seafood, shopping, entertainment, and medical facilities. Whether you're looking for a winter getaway, retirement home, or full-time residence on Florida’s Gulf Coast, this property delivers value, location, and true coastal living. Own a slice of waterfront paradise near Anna Maria Island—at a price point that’s increasingly hard to find. Audio/video recording in use via in-home camera system.
Features
- Amenities: Laundry, Maintenance, Shuffleboard Court
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 1968
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 795
- Acreage: 0.04
- Est. Taxes: $1,803
- HOA Fee: $460 Monthly
- Lot Desc: FloodZone, Landscaped, Level
- View: Water
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4673244
- Days on Market: 160 days
- Website: https://www.raveis.com
/prop/A4673244/12507cortezroadw_cortez_fl?source=qrflyer
Listing courtesy of WAGNER REALTY Phone: 941-383-5577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12507 CORTEZ ROAD W, #58, Cortez, FL, 34215
$224,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,136 | $1,494 |
| Total Monthly Payment | $1,333 | $1,361 | $1,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388